FC Ledger vs Pigni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FC Ledger
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Introduction: FC Ledger is a simple and lightweight accounting application that helps you better understand your income and expenditure situation without collecting any information about you. [Function Introduction] -Support multiple ledgers to differentiate different scenarios through different ledgers -Budget support can be set at three levels: weekly, monthly, and annual -Support iCloud to synchronize data -Support refunds and reimbursements -Support for multiple currencies -Support chart analysis -Support asset management -Supporting billing images and locations -Support tag function Privacy Policy: -Information storage This application promises not to store or use your data, and your data will only be stored locally on your phone and in iCloud (if you allow this software to use iCloud backup in your phone settings). -Data security Please keep your iCloud account safe and do not disclose it to others. Also, do not jailbreak your device to ensure the security of your data. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. Terms of Use: -Subscription and buyout Some functions of this application require unlocking member permissions to be used. Currently, there are three methods available: monthly subscription, annual subscription, and buyout. Monthly and annual subscriptions are automatically renewed before the subscription expires by default. If you need to unsubscribe, you can manually unsubscribe on the Settings Apple ID Subscription page. The buyout is a one-time fee, and you can permanently enjoy membership after purchasing. No fees will be charged in any form thereafter. -Costs At present, we offer three prices: ¥ 8 per month, ¥ 38 per year, and ¥ 68 buyout. Subsequent adjustments may be made based on actual circumstances. When the price is adjusted, the new fee will take effect in your next subscription cycle. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/privacy.md Terms of Use: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/terms.md
Pigni
Easily track expenses using screenshots, voice notes, or manual entries. Organize spending with calendars, trends, and category reports. Manage multiple budgets and accounts with optional cloud backup and AI-assisted organization.
- Expense tracking via screenshots and voice
- Calendar, trend, and category reports
- Multiple ledger and budget management
- Data import and export
- Optional iCloud backup
- AI-assisted organization
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Pigni is a local-first expense tracker that turns screenshots, voice notes, manual entries and imported bills into records you can review before saving. With Pigni, you can: • Review spending with calendars, trends and category reports; • Extract candidate details from bill screenshots and confirm them before saving; • Create entries quickly with voice or natural language; • Manage multiple ledgers, budgets, accounts, tags, refunds and reimbursements; • Import and export data, with optional iCloud backup; • Configure a compatible provider for optional AI-assisted organization and analysis. Your ledger stays on your device by default. Camera, photo, microphone, speech recognition, notification and biometric permissions are requested only when the corresponding feature needs them. Third-party AI, iCloud backup and feedback are used only when you configure or start them. AI and OCR results may be incomplete or incorrect. Verify important financial records against your bank, payment provider or official receipt. Some advanced features require membership; prices, periods and renewal details are shown on Apple's purchase confirmation screen. Privacy Policy: https://lagomfan.github.io/pigni-legal/privacy/ User Agreement: https://lagomfan.github.io/pigni-legal/user-agreement/
Screenshots
Verdict
The clearest difference is iOS requirement: FC Ledger at 15.0 against Pigni's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FC Ledger sells 3 in-app purchases, starting at $0.99 per month and Pigni sells 2 in-app purchases, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.
FC Ledger ships an update every 2 weeks, Pigni weekly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | FC Ledger | Pigni |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 11 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | 志标 王 | 晨涛 范 |
In-app purchases
FC Ledger
- 1 Month$0.991 Month
- 12 Months$3.991 Year
- Lifetime$6.99
Pigni
- Pigni Annual Membership7 Days trial$1.991 Year
- Pigni Lifetime Membership$2.99









