Only Steps vs StepDebt
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Only Steps
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Only Steps shows your daily step count in app, on Home Screen and Lock Screen widgets and as Live Activities. DISCLAIMERS * Continued use of GPS running in the background can dramatically decrease battery life * Apple Health integration: When enabled, Only Steps reads step count from Apple Health. Only Steps does not modify or share Health data
StepDebt
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StepDebt: a smarter way to stay consistent with walking. Most step trackers punish you for missing a day. StepDebt does the opposite. Instead of breaking streaks, StepDebt introduces a simple idea: step debt and step banking. Miss your daily step goal? Those steps go into debt. Walk more than your goal another day? You pay it back, or even bank steps for later. No guilt. No streak anxiety. Just long-term consistency. How it works - Set a daily step goal - Walk as usual. StepDebt tracks your steps automatically - Miss your goal β steps become debt - Exceed your goal β surplus steps go into your bank - Your balance updates daily, like a fitness balance sheet Youβre no longer judged day by day β youβre rewarded over time. Why StepDebt is different - No broken streaks - No pressure to be perfect - Designed for real life, not ideal days - Motivates consistency, not extremes Whether youβre starting fresh or rebuilding a habit, StepDebt helps you stay on track without burnout. Features - Daily step tracking - Step debt & banking system - Clean, minimalist design - Offline-first. All data stored locally - No accounts, no ads, no tracking - Privacy-friendly by default Perfect for you ifβ¦ - You want to walk more, consistently - Youβve struggled with streak-based apps - You like simple systems that actually stick - You care about privacy and focus StepDebt turns walking into a habit you can sustain.
Screenshots
Verdict
The clearest difference is price: StepDebt at Free against Only Steps's $0.99. StepDebt also leads on update cadence (every 5 days vs every 3 weeks). Only Steps's advantage is in-app purchases (none vs 1) and iOS requirement (17.0 vs 26.0). On ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
StepDebt is free to download; Only Steps costs $0.99 up front. StepDebt sells 1 one-off in-app purchase. Only Steps asks for nothing beyond the download.
Only Steps ships an update every 3 weeks, StepDebt every 5 days. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.
| Parameter | Only Steps | StepDebt |
|---|---|---|
| Price | $0.99 | Free β better |
| Update frequency | Every 3 weeks | Every 5 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 2 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Akos Polster | SAMUEL HORN |
In-app purchases
Only Steps
No in-app purchases
StepDebt
- StepDebt PRO$2.99
Questions
Is Only Steps free?
Is StepDebt free?
Do Only Steps or StepDebt have ads?
Which is updated more often, Only Steps or StepDebt?
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