StepDebt vs Stepstakes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
StepDebt
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StepDebt: a smarter way to stay consistent with walking. Most step trackers punish you for missing a day. StepDebt does the opposite. Instead of breaking streaks, StepDebt introduces a simple idea: step debt and step banking. Miss your daily step goal? Those steps go into debt. Walk more than your goal another day? You pay it back, or even bank steps for later. No guilt. No streak anxiety. Just long-term consistency. How it works - Set a daily step goal - Walk as usual. StepDebt tracks your steps automatically - Miss your goal → steps become debt - Exceed your goal → surplus steps go into your bank - Your balance updates daily, like a fitness balance sheet You’re no longer judged day by day — you’re rewarded over time. Why StepDebt is different - No broken streaks - No pressure to be perfect - Designed for real life, not ideal days - Motivates consistency, not extremes Whether you’re starting fresh or rebuilding a habit, StepDebt helps you stay on track without burnout. Features - Daily step tracking - Step debt & banking system - Clean, minimalist design - Offline-first. All data stored locally - No accounts, no ads, no tracking - Privacy-friendly by default Perfect for you if… - You want to walk more, consistently - You’ve struggled with streak-based apps - You like simple systems that actually stick - You care about privacy and focus StepDebt turns walking into a habit you can sustain.
Stepstakes
This app encourages you to reach your daily step goals by rewarding you with entries into weekly prize drawings. Connect your health data to receive a personalized target and earn chances to win gift cards, gear, or cash.
- Personalized daily step targets
- Earn entries for prize drawings
- Win gift cards, gear, and cash
- Connects with Apple Health
- Weekly prize winner announcements
- Free to play
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Hit your daily step target. Earn entries. Win real prizes. Free to play, every single week. Stepstakes gives you a personalized daily step target based on your own walking history and rewards you for hitting it. Every day you reach your target, you earn an entry into that week's prize drawing. Hit all seven days and earn three bonus entries. Every Monday morning, we draw a winner. No gym. No gimmicks. No catch. Just walk like you already do. YOUR TARGET IS YOURS Your daily step target comes from your real walking data, not a generic goal. If your median is 4,800 steps, that's your target. If it's 12,000, that's yours. We meet you where you are. PRIZES EVERY WEEK Gift cards, gear, and cash prizes. New prizes announced every Monday. One winner drawn at random from all entries. Real prizes, real winners, every week. WAKE UP TO YOUR RESULTS Every morning you get a short email: steps walked, target hit or missed, entries banked, days left in the week. Open the app when you want, not because you have to. HOW IT WORKS 1. Connect Apple Health (takes 30 seconds) 2. Get your personalized daily step target 3. Walk and hit your target to earn entries 4. Every Monday, a winner is drawn Free to play. Must be 18+ and a US resident (excluding FL and NY). See Official Rules in the app for complete details.
Screenshots
Verdict
The clearest difference is in-app purchases: Stepstakes at none against StepDebt's 1. Stepstakes also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. StepDebt sells 1 one-off in-app purchase. Stepstakes asks for nothing beyond the download.
StepDebt ships an update every 5 days, Stepstakes every 4 days. Both last shipped on October 8, 2026.
| Parameter | StepDebt | Stepstakes |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 5 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 13 MB | 38 MB |
| Age rating | 4+ | 17+ |
| Developer | SAMUEL HORN | Around The Hoop Holdings, LLC |
In-app purchases
StepDebt
- StepDebt PRO$2.99
Stepstakes
No in-app purchases









