StepDebt vs Hoko

StepDebt: a smarter way to stay consistent with walking. Most step trackers punish you for missing a day. StepDebt does the opposite. Instead of breaking streaks, StepDebt introduces a simple idea: step debt and step banking. Miss your daily step goal? Those steps go into debt. Walk more than your goal another day? You pay it back, or even bank steps for later. No guilt. No streak anxiety. Just long-term consistency. How it works - Set a daily step goal - Walk as usual. StepDebt tracks your steps automatically - Miss your goal → steps become debt - Exceed your goal → surplus steps go into your bank - Your balance updates daily, like a fitness balance sheet You’re no longer judged day by day — you’re rewarded over time. Why StepDebt is different - No broken streaks - No pressure to be perfect - Designed for real life, not ideal days - Motivates consistency, not extremes Whether you’re starting fresh or rebuilding a habit, StepDebt helps you stay on track without burnout. Features - Daily step tracking - Step debt & banking system - Clean, minimalist design - Offline-first. All data stored locally - No accounts, no ads, no tracking - Privacy-friendly by default Perfect for you if… - You want to walk more, consistently - You’ve struggled with streak-based apps - You like simple systems that actually stick - You care about privacy and focus StepDebt turns walking into a habit you can sustain.

Hoko makes it easier to start walking and keep the habit going. Start walking immediately without choosing a destination, create a route to somewhere you want to visit, or add a destination when you discover an interesting place along the way. During your walk, view your route, distance, time, steps, current speed, and daily goal progress. Afterward, save your mood and notes, then review your activity by week or month. Connect Apple Health to view steps, walking distance, weight, and active energy alongside your walks. Hoko only reads this data and never writes data to Apple Health. Key features: • Start walking without a destination • Create routes with destinations and stops • Discover nearby places while walking • Add or change your destination during a walk • Track routes, distance, time, steps, and speed • Save moods and notes • Review weekly and monthly activity • Connect Apple Health • Set daily walking reminders All features are available during the 30-day free trial. After the trial, a one-time Hoko Pro purchase unlocks walk starts and route features. Your existing activity records remain available.