DWABA vs KeyTransact
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DWABA
Automate bill payments by setting up recurring transfers from your bank account. This app helps you manage rent and other monthly expenses by breaking them down into daily, weekly, or bi-weekly installments, ensuring timely payments and potentially saving you money through rounded amounts.
- Automated bill payment scheduling
- Daily, weekly, or bi-weekly payment options
- Rent and monthly expense management
- Down-to-the-day payment calculations
- Savings funnel for rounded amounts
- Ad-free premium experience
Read full descriptionHide full description
We get the users monthly bills. They set up their bank account to withdraw a daily, weekly, or bi-weekly amount to pay monthly bills on time. For example my roommates never paid me the $500/month in rent. After asking for $125/week every roommate paid on time from then on. Even better, we offer down to the day so a $500/month payment would cost $16.13. We would round it to $17 and funnel remainders into savings accounts. Subscription for premium users: Premium User will Remove ad's $4.99 / 1 month Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. You’ll be charged as a recurring transaction through your iTunes account. Pending trial eligibility and charges, if applicable, begin at the end of a free trial unless you cancel 24 hours prior to the end of the current subscription month. You can manage your subscription, cancel or turn off auto-renewal through Account Settings in your iTunes account. Our Privacy Policy : https://dwaba.app/page-show/privacy-policy Our Terms of Use : https://dwaba.app/page-show/terms-&-conditions
KeyTransact
Read full descriptionHide full description
KeyTransact is a full payment processor for merchants who want honest pricing and every payment method their customers actually use — credit cards, debit cards, Apple Pay, Google Pay, and ACH bank transfers — all from one app. WHY MERCHANTS SWITCH TO KEYTRANSACT Honest pricing. Flat 2.7% + 25¢ per transaction, or a 0% commission monthly plan for high-volume merchants. What we quote is what you pay — no platform surcharge, no hidden markup on interchange, no surprise fees added later. Every way to accept payments. Card-not-present online, tap-to-pay in person, invoicing over email, recurring subscriptions, and ACH bank debits — all on day one, all in one dashboard. PCI-compliant tokenization. Card details never touch your servers or your phone's storage. Your payments are secure by default. Real-time disputes and refunds. See the full chargeback timeline the moment it opens, not three days later. Respond with evidence right from your phone. Bank deposits on your schedule. Pick daily, weekly, or on-demand instant payouts to your debit card. WHAT'S IN THE APP • OVERVIEW — Daily dashboard: card volume, successful charges, average ticket, and recent transactions at a glance. • TERMINAL — Take a payment in seconds. Type the amount, charge the card, email the receipt. Works for in-person retail, phone orders, mobile services, and back-office collections. • INVOICES — Send professional card-payable invoices in seconds. Recurring billing, PDF attachments, automatic reminders, custom messages, and multi-currency support. • CUSTOMERS — Save cards on file, track lifetime value, and re-charge with one tap. Perfect for repeat customers and subscription businesses. • PAYOUTS — Track every deposit hitting your bank. See the exact date each pending payment clears and lands in your account. • DISPUTES — Respond to chargebacks with attached evidence right from your phone. Full timeline and dispute status. • REPORTS — Volume, fees, refunds, and net deposits — export CSV for accounting or file taxes. • SETTINGS — Manage your account, bank accounts, team members, notification preferences, and receipt branding. BUILT FOR EVERY BUSINESS • E-commerce stores accepting online credit card payments • Retail shops taking cards in person and mobile payments • Service businesses charging customers on the go • SaaS companies needing recurring billing and card-on-file • Restaurants and food trucks processing tap-to-pay • Freelancers and consultants sending card-payable invoices • Nonprofits accepting donations by credit card and ACH • Contractors and home services processing payments in the field PRICING Two ways to pay, both honest. Flat rate 2.7% + 25¢ per successful transaction. Or a 0% commission monthly plan calibrated to your volume — usually the better deal once you cross around $30k/month. We quote before you commit. No hidden fees. No monthly minimums on the flat plan. No cancellation fees ever. SECURE + COMPLIANT PCI-DSS Level 1 tokenization. End-to-end encryption on every transaction. Fraud scoring built in. Chargeback protection tools. Card data never stored on-device. GET STARTED Sign up, verify your business, connect your bank account, and start accepting card payments. No demo call. No sales rep. No weeks of underwriting. Most merchants are approved and processing in under an hour. Accept credit card payments, send invoices, take mobile payments, run recurring subscriptions, and get deposited on your schedule — all in one app. Download KeyTransact and keep your margin.
Screenshots
Verdict
The clearest difference is in-app purchases: KeyTransact at none against DWABA's 1. KeyTransact also leads on update cadence (every 2 weeks vs every 4 months). DWABA's advantage is iOS requirement (14.0 vs 16.4). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DWABA sells 1 in-app purchase, starting at $4.99 per month. KeyTransact asks for nothing beyond the download.
DWABA ships an update every 4 months, KeyTransact every 2 weeks. The most recent releases landed on October 17, 2026 and October 28, 2026 respectively.
| Parameter | DWABA | KeyTransact |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 45 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | DWABA LLC. | KeyInventions LLC |
In-app purchases
DWABA
- com.onemonth.plan$4.991 Month
KeyTransact
No in-app purchases









