Comparison

Pay Position by Pole Position vs KeyTransact

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay Position by Pole Position

Features
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Pay Position is a secure digital wallet designed for users within the Pole Position network. Built for the nightclub and entertainment industry, Pay Position helps users get paid after every booking, manage their earnings, send payments, and access their funds securely, all from one app. Key Features * Receive instant payouts directly to your Pay Position digital wallet after every booking. * Quickly send tip-outs and other payments to DJs, hosts, security, and others in your network. * Send money to eligible U.S. bank accounts using Zelle®. * Receive a free virtual Mastercard® debit card for online and in-store purchases. * Add your card to Apple Wallet or Google Wallet for fast, contactless payments. * Lock or unlock your card anytime for added security. * View your card details securely within the app and request a replacement if needed. * Manage multiple club locations from a single account. * Protect your account with Face ID, Touch ID, or your device’s biometric security. * Access your transaction history, digital wallet balance, and payment activity in real time. * Contact customer support directly from within the app whenever you need assistance. Pay Position combines fast payments, secure money management, and convenient digital banking tools in one easy-to-use mobile experience. Privacy Policy: https://luxaraprivacypolicy.com/ — Mastercard is a registered trademark of Mastercard International Incorporated. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC. Apple Wallet, Face ID, and Touch ID are trademarks of Apple Inc.

About

KeyTransact

Features
Read full description

KeyTransact is a full payment processor for merchants who want honest pricing and every payment method their customers actually use — credit cards, debit cards, Apple Pay, Google Pay, and ACH bank transfers — all from one app. WHY MERCHANTS SWITCH TO KEYTRANSACT Honest pricing. Flat 2.7% + 25¢ per transaction, or a 0% commission monthly plan for high-volume merchants. What we quote is what you pay — no platform surcharge, no hidden markup on interchange, no surprise fees added later. Every way to accept payments. Card-not-present online, tap-to-pay in person, invoicing over email, recurring subscriptions, and ACH bank debits — all on day one, all in one dashboard. PCI-compliant tokenization. Card details never touch your servers or your phone's storage. Your payments are secure by default. Real-time disputes and refunds. See the full chargeback timeline the moment it opens, not three days later. Respond with evidence right from your phone. Bank deposits on your schedule. Pick daily, weekly, or on-demand instant payouts to your debit card. WHAT'S IN THE APP • OVERVIEW — Daily dashboard: card volume, successful charges, average ticket, and recent transactions at a glance. • TERMINAL — Take a payment in seconds. Type the amount, charge the card, email the receipt. Works for in-person retail, phone orders, mobile services, and back-office collections. • INVOICES — Send professional card-payable invoices in seconds. Recurring billing, PDF attachments, automatic reminders, custom messages, and multi-currency support. • CUSTOMERS — Save cards on file, track lifetime value, and re-charge with one tap. Perfect for repeat customers and subscription businesses. • PAYOUTS — Track every deposit hitting your bank. See the exact date each pending payment clears and lands in your account. • DISPUTES — Respond to chargebacks with attached evidence right from your phone. Full timeline and dispute status. • REPORTS — Volume, fees, refunds, and net deposits — export CSV for accounting or file taxes. • SETTINGS — Manage your account, bank accounts, team members, notification preferences, and receipt branding. BUILT FOR EVERY BUSINESS • E-commerce stores accepting online credit card payments • Retail shops taking cards in person and mobile payments • Service businesses charging customers on the go • SaaS companies needing recurring billing and card-on-file • Restaurants and food trucks processing tap-to-pay • Freelancers and consultants sending card-payable invoices • Nonprofits accepting donations by credit card and ACH • Contractors and home services processing payments in the field PRICING Two ways to pay, both honest. Flat rate 2.7% + 25¢ per successful transaction. Or a 0% commission monthly plan calibrated to your volume — usually the better deal once you cross around $30k/month. We quote before you commit. No hidden fees. No monthly minimums on the flat plan. No cancellation fees ever. SECURE + COMPLIANT PCI-DSS Level 1 tokenization. End-to-end encryption on every transaction. Fraud scoring built in. Chargeback protection tools. Card data never stored on-device. GET STARTED Sign up, verify your business, connect your bank account, and start accepting card payments. No demo call. No sales rep. No weeks of underwriting. Most merchants are approved and processing in under an hour. Accept credit card payments, send invoices, take mobile payments, run recurring subscriptions, and get deposited on your schedule — all in one app. Download KeyTransact and keep your margin.

Screenshots

Pay Position by Pole Position4 screens
KeyTransact4 screens

Verdict

The call

Pay Position by Pole Position and KeyTransact are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay Position by Pole Position ships an update fortnightly, KeyTransact every 2 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Pay Position by Pole Position versus KeyTransact: the parameters behind the verdict, then further details
ParameterPay Position by Pole PositionKeyTransact
PriceFreeFree
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size27 MB63 MB
Age rating4+4+
Developer2757953 Ontario IncKeyInventions LLC

In-app purchases

None

Pay Position by Pole Position

No in-app purchases

None

KeyTransact

No in-app purchases

Questions

Is Pay Position by Pole Position free?
Pay Position by Pole Position is free to download, with no in-app purchases.
Is KeyTransact free?
KeyTransact is free to download, with no in-app purchases.
Do Pay Position by Pole Position or KeyTransact have ads?
Neither Pay Position by Pole Position nor KeyTransact shows ads.
Which is updated more often, Pay Position by Pole Position or KeyTransact?
Pay Position by Pole Position ships an update fortnightly, and KeyTransact every 2 weeks. Most recently, Pay Position by Pole Position was updated on October 31, 2026 and KeyTransact on October 28, 2026.

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