Comparison

Simple Cash vs Envelope Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Cash

Features
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Easy and Effective Budget Management! "Simple Cash" is the perfect tool for those looking to take control of their finances. No complicated forms or data entry, just simplicity and convenience in tracking expenses. Key Features: - Easy Expense Tracking: Quickly and conveniently record your expenses without wasting time. - Real-Time Balance: Always see how much money you have left to avoid unexpected surprises. - Expense History: Track your financial transactions and past expenses. - Automatic Calculation: Even if you spend more than planned, the app will recalculate your remaining funds. Manage your budget with ease, improve financial discipline, and achieve your financial goals with "Simple Cash"

About

Envelope Lite

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Take control of your money with Envelope Lite - a simple, privacy-first budget tracker. Divide your income into different envelopes, log expenses in seconds, and see exactly where your money goes. Local-first - your financial data stays on your device. Ad-supported with consent controls. How it works: Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left. Key Features: - Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with color-coded progress bars. - Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds. - Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights. - Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card (Credit, Debit, Prepaid). - Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved. - Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown. - Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet. - Tags - Add freeform tags like store names or people for quick context on any transaction. - Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed. Privacy First: Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles. Designed for daily use: The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action. Perfect for: - Anyone starting their budgeting journey - People who prefer cash-based or envelope-style budgeting - Users who value privacy and want no cloud dependency - Southeast Asian markets with VND-optimised amount input

Screenshots

Simple Cash3 screens
Envelope Lite4 screens

Verdict

The call

The clearest difference is ads: Simple Cash at none against Envelope Lite's shown. Simple Cash also leads on iOS requirement (14.0 vs 17). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simple Cash ships an update every 2 weeks, Envelope Lite fortnightly. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 4 level
Simple Cash versus Envelope Lite: the parameters behind the verdict, then further details
ParameterSimple CashEnvelope Lite
PriceFreeFree
Update frequencyEvery 2 weeks — betterFortnightly
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17
Further details — not scored
Size22 MB28 MB
Age rating4+4+
DeveloperCEMADA DEMIR CELIK AGAC URUNLERI BILGISAYAR TEKNOLOJI LIMITED SIRKETIALASTS

In-app purchases

None

Simple Cash

No in-app purchases

None

Envelope Lite

No in-app purchases

Questions

Is Simple Cash free?
Simple Cash is free to download, with no in-app purchases.
Is Envelope Lite free?
Envelope Lite is free to download, with no in-app purchases.
Do Simple Cash or Envelope Lite have ads?
Envelope Lite shows ads; Simple Cash does not.
Which is updated more often, Simple Cash or Envelope Lite?
Simple Cash ships an update every 2 weeks, and Envelope Lite fortnightly. Most recently, Simple Cash was updated on October 7, 2026 and Envelope Lite on October 8, 2026.

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