Comparison

Billmate vs Expense Note

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Billmate

Effortlessly share expenses with friends and family, eliminating money disputes. Manage group bills for rent, vacations, and social events with features like currency conversion, receipt scanning, and detailed expense categorization. Track loans and IOUs with precision for stress-free financial sharing.

Highlights
  • Group and private expense sharing
  • Offline expense entry
  • Multi-currency support
  • Receipt scanning with OCR
  • Expense categorization and budgeting
  • Recurring bill creation
  • Data export to CSV
Features
Read full description

Billmate - The Ultimate Expense Sharing App Tired of endless money disputes with friends and family? Meet Billmate, the go-to app for sharing expenses effortlessly and keeping your relationships stress-free. Just like millions around the world rely on Splitwise, you can count on Billmate to streamline group bills, from household expenses to unforgettable vacations. Our goal is simple: We aim to eliminate the tension and awkwardness that money often brings to the forefront of your most cherished relationships. Billmate is your ideal solution for: Managing rent and apartment bills with roommates Dividing expenses on exciting global adventures Equitably sharing the cost of that dream vacation home Simplifying financial planning for weddings and celebrations Keeping the balance in your relationship expenses Coordinating lunch or dinner expenses with friends and colleagues Keeping track of loans and IOUs among friends And so much more Experience the ease of Billmate: Create groups or private friendships for every sharing scenario Add expenses, IOUs, or informal debts in any currency, with support for offline entry Securely store expenses online for everyone to access, check their balances, and contribute their share Stay on top of payments, record cash transactions, or utilize our seamless integrations for settlements Billmate boasts powerful features that can handle nearly any financial sharing scenario. Explore our cutting-edge capabilities: Multi-platform support across smartphones and web Simplify debt repayment with the easiest plan Categorize your expenses for better organization Calculate group totals effortlessly Export data to CSV for your convenience Comment directly on expenses for transparent communication Divide expenses equally or unequally based on percentages, shares, or exact amounts Track informal debts and IOUs with precision Create recurring bills, be it monthly, weekly, yearly, or fortnightly Add multiple payers to a single expense for flexibility See total balances with a person across multiple groups and private expenses Customize user avatars and cover photos for groups Stay updated with the activity feed and push notifications Review your edit history for expense modifications Effortlessly restore any deleted group or bill Benefit from world-class customer support Access over 100 currencies and counting Available in 7+ supported languages Don't just take our word for it; see what others are saying about Billmate: Store high-resolution receipts in the cloud (10GB cloud storage) OCR integration for scanning and itemizing receipts Backups to JSON, downloadable from our website Convert expenses to different currencies using our Open Exchange Rates integration Access "spending by category" budgeting tools and other charts Search your full expense history Purchasing "Billmate Pro" subscriptions in-app is convenient and flexible, with options for monthly or yearly renewals based on your preference and location. To manage your subscriptions effectively, you can turn off auto-renewal at any time via the App Store. For more details, please review our Terms of Service and Privacy Policy: https://billmateapp.checkyourcashbalance.com/

About

Expense Note

Features
Read full description

Digital solutions designed to help you manage your personal finances more organized and efficient. We offer a variety of services to ensure that every aspect of your spending and donations is properly recorded, so you can achieve your financial goals without a hitch.

Screenshots

Billmate4 screens
Expense Note4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Note at none against Billmate's 19. Billmate's advantage is update cadence (every 5 days vs every 3 months) and iOS requirement (12.0 vs 15.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Billmate sells 15 in-app purchases, starting at $2.99 per month. Expense Note asks for nothing beyond the download.

UpkeepUpdate frequency

Billmate ships an update every 5 days, Expense Note every 3 months. The most recent releases landed on September 16, 2026 and September 18, 2026 respectively.

Scorecard3 real differences ยท 5 level
Billmate versus Expense Note: the parameters behind the verdict, then further details
ParameterBillmateExpense Note
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 5 days โ€” betterEvery 3 months
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFreemiumโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12.0 โ€” better15.6
Further details โ€” not scored
Size68 MB60 MB
Age rating4+17+
DeveloperDuc Hoan NguyenNotes XFC

In-app purchases

15 purchases

Billmate

Subscriptions15
  • Billmate$2.991 Month
  • Billmate Premium$2.991 Month
  • Billmate Premium2 variants$4.991 Month
Show 12 more
  • Billmate$5.993 Months
  • Billmate Premium$5.993 Months
  • Billmate7 Days trial$8.991 Year
  • Billmate Premium7 Days trial$8.991 Year
  • Billmate Premium7 Days trial2 variants$10.951 Year
  • Billmate Premium2 variants$11.953 Months
  • Billmate Premium7 Days trial$12.991 Year
  • Billmate Premium$17.951 Year
  • Billmate Premium$21.901 Year
  • Billmate Premium$25.951 Year
  • Billmate Premium$29.491 Year
  • Billmate Premium7 Days trial2 variants$41.951 Year
None

Expense Note

No in-app purchases

Questions

Is Billmate free?
Billmate is free to download, with in-app purchases available.
Is Expense Note free?
Expense Note is free to download, with no in-app purchases.
Do Billmate or Expense Note have ads?
Neither Billmate nor Expense Note shows ads.
Which is updated more often, Billmate or Expense Note?
Billmate ships an update every 5 days, and Expense Note every 3 months. Most recently, Billmate was updated on September 16, 2026 and Expense Note on September 18, 2026.

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