Comparison

Richify vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Richify

Features
Read full description

Richify is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

Net Worth Tracker

This app allows you to track your assets, debts, income, and expenses privately without linking bank accounts. It provides flexible planning tools for long-term wealth goals and financial independence scenarios, with data export options.

Highlights
  • Private wealth tracking
  • Manual asset and debt entry
  • Income and expense tracking
  • Net worth visualization
  • Long-term financial planning
  • Data export (JSON/CSV)
  • Optional biometric security
Features
Read full description

Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals auto tracking - Currency selection for display or auto tracking - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.

Screenshots

Richify4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 11 days against Richify's every 3 months. Richify's advantage is iOS requirement (16.0 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Richify ships an update every 3 months, Net Worth Tracker every 11 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
Richify versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterRichifyNet Worth Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 3 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.2
Further details — not scored
Size86 MB10 MB
Age rating4+4+
DeveloperDSK Investment Advisors Private LimitedFlowly LLC

In-app purchases

None

Richify

No in-app purchases

None

Net Worth Tracker

No in-app purchases

Questions

Is Richify free?
Richify is free to download, with no in-app purchases.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do Richify or Net Worth Tracker have ads?
Neither Richify nor Net Worth Tracker shows ads.
Which is updated more often, Richify or Net Worth Tracker?
Richify ships an update every 3 months, and Net Worth Tracker every 11 days. Most recently, Richify was updated on October 25, 2026 and Net Worth Tracker on October 24, 2026.

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