Worthly vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Worthly
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Worthly is a simple and visual net worth tracker. Add your assets and debts, set a target, and follow your progress over time. Worthly keeps the experience clean, focused, and easy to understand — without unnecessary complexity. Built for people who want a clear overview of their financial position and where they are heading.
Net Worth Tracker
This app allows you to track your assets, debts, income, and expenses privately without linking bank accounts. It provides flexible planning tools for long-term wealth goals and financial independence scenarios, with data export options.
- Private wealth tracking
- Manual asset and debt entry
- Income and expense tracking
- Net worth visualization
- Long-term financial planning
- Data export (JSON/CSV)
- Optional biometric security
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Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.
Screenshots
Verdict
The clearest difference is iOS requirement: Worthly at 15.1 against Net Worth Tracker's 18.2. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Worthly | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | — | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.2 |
| Further details — not scored | ||
| Size | 37 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | William Brandt | Flowly LLC |
In-app purchases
Worthly
No in-app purchases
Net Worth Tracker
No in-app purchases





