Net Worth Tracker vs Net Worth Tracker

NetTrack consolidates every account - bank, card, brokerage, crypto, and manual - into one dashboard. Track your net worth, budgeting, cash flow, and investments in real time, with AI-powered insights that explain what changed and why. With automatic account syncing and multiple daily snapshots, your financial picture is always current and accurate. Key Features • Net Worth Tracking Visualize and monitor your assets, liabilities, and investments at a glance. • Budgeting Create envelope-style budgets by category, track spending in real time, and see exactly where your money is going each month. • Cash Flow Analysis View income vs. expenses, calculate your savings rate, and understand where your money went. • Investments Track every holding with portfolio value, cost basis, gain/loss, and rate of return. • Home Screen Widgets Net worth, cash flow, savings rate, and goal progress at a glance on your home screen, updated automatically all day. Pick the time range per widget, with privacy mode respected. • Savings Goals Set goals, assign accounts to fund them, and watch progress update as your balances grow with projected completion dates. • Portfolio Analysis Break down your portfolio by sector, industry, and country to understand allocation and exposure. • Financial Health Score A single 0–100 score across savings rate, net worth growth, debt-to-asset ratio, emergency runway, and spending stability - plus a one-line summary showing which factor impacts your score the most. • Projections Model where your net worth is headed. Adjust monthly contributions, return assumptions, and inflation to compare real vs. nominal growth over time. • AI Chat & Insights Ask questions about your net worth, spending, and savings. Get instant personalized answers plus weekly and monthly financial insights. • Recurring Transactions Identify recurring charges and upcoming expenses so you can plan ahead. • Transactions & Account Details View balances and activity across every account in one place. • Households Securely invite your partner or family members to manage and track your combined finances together. • Automatic Account Sync Secure, reliable account connections that stay connected - without constant reauthentication. • Bank-Level Security Your data is encrypted and protected with industry-standard security and privacy practices. Take control of your financial future with NetTrack. Learn more: https://nettrack.me/about

Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals auto tracking - Currency selection for display or auto tracking - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.