Comparison

IB Merchant App vs Cent Merchant

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

IB Merchant App

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Indian Bank has launched IB Merchant App - A mobile application for small merchants to register in the app and generate static/dynamic UPI QR code under small merchant category. Remitter (customers of the merchant) will scan the QR code and make payment to the merchant using any UPI enabled app. This will facilitate merchants to receive money through UPI mode. It supports secure and instant transfer of funds without any extra charges from customer’s Bank account to merchant’s account.

About

Cent Merchant

This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.

Highlights
  • View transaction history
  • Receive instant payments
  • Next-day settlement option
  • Accept UPI payments from any app
  • Supports credit cards and CBDC on UPI
Features
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Introducing Cent Merchant application for Central Bank of India merchants, a simple and secure app made for all businesses, where you can view your Cent QPay and Sounbox transaction history any time anywhere. Receive payment directly to your Central Bank of India account instantly or get it as a single settlement next day as per your convenience. With this ease you can accept payment via UPI from customers who are using any app. This lets you focus on your business while Central Bank of India will take care of your UPI Credits. Every UPI QR by Central Bank of India is out of the box ready to receive payments from UPI enabled app wallets, Credit Line on UPI, RuPay Credit cards and even CBDC. Any concerns? We are here to help 24/7 * 365 days at tollfree number - 18003030 or visit your nearest Central Bank of India branch.

Screenshots

IB Merchant App4 screens
Cent Merchant4 screens

Verdict

The call

The clearest difference is update cadence: Cent Merchant at every 2 months against IB Merchant App's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IB Merchant App ships an update every 5 months, Cent Merchant every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference Β· 7 level
IB Merchant App versus Cent Merchant: the parameters behind the verdict, then further details
ParameterIB Merchant AppCent Merchant
PriceFreeFree
Positive reviewsβ€”0.0% of reviews
Update frequencyEvery 5 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS1616
Further details β€” not scored
Size77 MB88 MB
Age rating4+4+
DeveloperIndian BankCENTRAL BANK OF INDIA

In-app purchases

None

IB Merchant App

No in-app purchases

None

Cent Merchant

No in-app purchases

Questions

Is IB Merchant App free?
IB Merchant App is free to download, with no in-app purchases.
Is Cent Merchant free?
Cent Merchant is free to download, with no in-app purchases.
Do IB Merchant App or Cent Merchant have ads?
Neither IB Merchant App nor Cent Merchant shows ads.
Which is updated more often, IB Merchant App or Cent Merchant?
IB Merchant App ships an update every 5 months, and Cent Merchant every 2 months. Most recently, IB Merchant App was updated on November 3, 2026 and Cent Merchant on October 30, 2026.

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