IB Merchant App vs Cent Merchant
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
IB Merchant App
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Indian Bank has launched IB Merchant App - A mobile application for small merchants to register in the app and generate static/dynamic UPI QR code under small merchant category. Remitter (customers of the merchant) will scan the QR code and make payment to the merchant using any UPI enabled app. This will facilitate merchants to receive money through UPI mode. It supports secure and instant transfer of funds without any extra charges from customerβs Bank account to merchantβs account.
Cent Merchant
This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.
- View transaction history
- Receive instant payments
- Next-day settlement option
- Accept UPI payments from any app
- Supports credit cards and CBDC on UPI
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Introducing Cent Merchant application for Central Bank of India merchants, a simple and secure app made for all businesses, where you can view your Cent QPay and Sounbox transaction history any time anywhere. Receive payment directly to your Central Bank of India account instantly or get it as a single settlement next day as per your convenience. With this ease you can accept payment via UPI from customers who are using any app. This lets you focus on your business while Central Bank of India will take care of your UPI Credits. Every UPI QR by Central Bank of India is out of the box ready to receive payments from UPI enabled app wallets, Credit Line on UPI, RuPay Credit cards and even CBDC. Any concerns? We are here to help 24/7 * 365 days at tollfree number - 18003030 or visit your nearest Central Bank of India branch.
Screenshots
Verdict
The clearest difference is update cadence: Cent Merchant at every 2 months against IB Merchant App's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Merchant App ships an update every 5 months, Cent Merchant every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | IB Merchant App | Cent Merchant |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 0.0% of reviews |
| Update frequency | Every 5 months | Every 2 months β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | β | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 16 | 16 |
| Further details β not scored | ||
| Size | 77 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | Indian Bank | CENTRAL BANK OF INDIA |
In-app purchases
IB Merchant App
No in-app purchases
Cent Merchant
No in-app purchases
Questions
Is IB Merchant App free?
Is Cent Merchant free?
Do IB Merchant App or Cent Merchant have ads?
Which is updated more often, IB Merchant App or Cent Merchant?
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