Comparison

Cent Merchant vs CentPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Cent Merchant

This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.

Highlights
  • View transaction history
  • Receive instant payments
  • Next-day settlement option
  • Accept UPI payments from any app
  • Supports credit cards and CBDC on UPI
Features
Read full description

Introducing Cent Merchant application for Central Bank of India merchants, a simple and secure app made for all businesses, where you can view your Cent QPay and Sounbox transaction history any time anywhere. Receive payment directly to your Central Bank of India account instantly or get it as a single settlement next day as per your convenience. With this ease you can accept payment via UPI from customers who are using any app. This lets you focus on your business while Central Bank of India will take care of your UPI Credits. Every UPI QR by Central Bank of India is out of the box ready to receive payments from UPI enabled app wallets, Credit Line on UPI, RuPay Credit cards and even CBDC. Any concerns? We are here to help 24/7 * 365 days at tollfree number - 18003030 or visit your nearest Central Bank of India branch.

About

CentPay

Features
Read full description

CentPay โ€“ Spend Your Crypto Anywhere CentPay makes it easy to use your cryptocurrency for real-world spending. Deposit supported digital assets and convert them into fiat instantly, then spend using CentPay virtual cards โ€” online, in stores, and globally. Designed for speed, security, and simplicity, CentPay bridges the gap between crypto and everyday payments. Key Features โ€ข Deposit and manage supported cryptocurrencies โ€ข Virtual cards for online and in-store payments โ€ข Real-time balance and transaction tracking โ€ข Secure authentication and data protection โ€ข Fast, low-fee transactions โ€ข User-friendly and intuitive interface Why Choose CentPay? โ€ข Use crypto like traditional money โ€ข Spend globally wherever cards are accepted โ€ข No complex setup โ€” simple and efficient โ€ข Built with strong security standards CentPay empowers you to unlock the true value of your crypto by turning it into everyday spending power โ€” fast, secure, and reliable. Download CentPay and experience seamless crypto payments today.

Screenshots

Cent Merchant4 screens
CentPay4 screens

Verdict

The call

The clearest difference is update cadence: CentPay at every 11 days against Cent Merchant's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cent Merchant ships an update every 2 months, CentPay every 11 days. The most recent releases landed on September 8, 2026 and September 11, 2026 respectively.

Scorecard1 real difference ยท 7 level
Cent Merchant versus CentPay: the parameters behind the verdict, then further details
ParameterCent MerchantCentPay
PriceFreeFree
Positive reviews0.0% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 11 days โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS1615.0 โ€” better
Further details โ€” not scored
Size88 MB37 MB
Age rating4+4+
DeveloperCENTRAL BANK OF INDIACENTFX Limited

In-app purchases

None

Cent Merchant

No in-app purchases

None

CentPay

No in-app purchases

Questions

Is Cent Merchant free?
Cent Merchant is free to download, with no in-app purchases.
Is CentPay free?
CentPay is free to download, with no in-app purchases.
Do Cent Merchant or CentPay have ads?
Neither Cent Merchant nor CentPay shows ads.
Which is updated more often, Cent Merchant or CentPay?
Cent Merchant ships an update every 2 months, and CentPay every 11 days. Most recently, Cent Merchant was updated on September 8, 2026 and CentPay on September 11, 2026.

Other comparisons