Cent Merchant vs CentPay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Cent Merchant
This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.
- View transaction history
- Receive instant payments
- Next-day settlement option
- Accept UPI payments from any app
- Supports credit cards and CBDC on UPI
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Introducing Cent Merchant application for Central Bank of India merchants, a simple and secure app made for all businesses, where you can view your Cent QPay and Sounbox transaction history any time anywhere. Receive payment directly to your Central Bank of India account instantly or get it as a single settlement next day as per your convenience. With this ease you can accept payment via UPI from customers who are using any app. This lets you focus on your business while Central Bank of India will take care of your UPI Credits. Every UPI QR by Central Bank of India is out of the box ready to receive payments from UPI enabled app wallets, Credit Line on UPI, RuPay Credit cards and even CBDC. Any concerns? We are here to help 24/7 * 365 days at tollfree number - 18003030 or visit your nearest Central Bank of India branch.
CentPay
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CentPay โ Spend Your Crypto Anywhere CentPay makes it easy to use your cryptocurrency for real-world spending. Deposit supported digital assets and convert them into fiat instantly, then spend using CentPay virtual cards โ online, in stores, and globally. Designed for speed, security, and simplicity, CentPay bridges the gap between crypto and everyday payments. Key Features โข Deposit and manage supported cryptocurrencies โข Virtual cards for online and in-store payments โข Real-time balance and transaction tracking โข Secure authentication and data protection โข Fast, low-fee transactions โข User-friendly and intuitive interface Why Choose CentPay? โข Use crypto like traditional money โข Spend globally wherever cards are accepted โข No complex setup โ simple and efficient โข Built with strong security standards CentPay empowers you to unlock the true value of your crypto by turning it into everyday spending power โ fast, secure, and reliable. Download CentPay and experience seamless crypto payments today.
Screenshots
Verdict
The clearest difference is update cadence: CentPay at every 11 days against Cent Merchant's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cent Merchant ships an update every 2 months, CentPay every 11 days. The most recent releases landed on September 8, 2026 and September 11, 2026 respectively.
| Parameter | Cent Merchant | CentPay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | โ |
| Update frequency | Every 2 months | Every 11 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 16 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 88 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | CENTRAL BANK OF INDIA | CENTFX Limited |
In-app purchases
Cent Merchant
No in-app purchases
CentPay
No in-app purchases
Questions
Is Cent Merchant free?
Is CentPay free?
Do Cent Merchant or CentPay have ads?
Which is updated more often, Cent Merchant or CentPay?
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