Comparison

IB Merchant App vs Note Split

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

IB Merchant App

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Indian Bank has launched IB Merchant App - A mobile application for small merchants to register in the app and generate static/dynamic UPI QR code under small merchant category. Remitter (customers of the merchant) will scan the QR code and make payment to the merchant using any UPI enabled app. This will facilitate merchants to receive money through UPI mode. It supports secure and instant transfer of funds without any extra charges from customer’s Bank account to merchant’s account.

About

Note Split

Features
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You paid. Keep track of who still owes you. Note Split helps you record shared expenses, split them equally or by custom amounts, and follow up on pending repayments. No account is needed, and your friends do not need to install Note Split to receive a reminder. NOTE NOW, SPLIT LATER Save dinner, rent, groceries or a cab fare while it is fresh. Choose the people and split the cost when you are ready. SEE WHAT IS STILL PENDING Check the amount each person owes you and mark it received when they pay. Keep the details together instead of searching through old chats. SEND A FRIENDLY REMINDER Prepare a clear message with the pending amount and expense details. Choose when and where to share it through Messages, WhatsApp or the share sheet. CHECK YOUR HOME SCREEN See pending amounts on a widget without opening the app. KEEP YOUR RECORDS YOURS Record expenses offline, keep your data on your device, and export your history as CSV when you need it. No ads or account setup. Built for the person who pays first and wants a simple way to remember the rest. Add your first shared expense today.

Screenshots

IB Merchant App4 screens
Note Split4 screens

Verdict

The call

IB Merchant App and Note Split are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IB Merchant App ships an update every 5 months, Note Split every 4 months. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

ScorecardNo meaningful differences
IB Merchant App versus Note Split: the parameters behind the verdict, then further details
ParameterIB Merchant AppNote Split
PriceFreeFree
Update frequencyEvery 5 monthsEvery 4 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS16 β€” better17.0
Further details β€” not scored
Size77 MB2 MB
Age rating4+4+
DeveloperIndian BankMANOGARAN P

In-app purchases

None

IB Merchant App

No in-app purchases

None

Note Split

No in-app purchases

Questions

Is IB Merchant App free?
IB Merchant App is free to download, with no in-app purchases.
Is Note Split free?
Note Split is free to download, with no in-app purchases.
Do IB Merchant App or Note Split have ads?
Neither IB Merchant App nor Note Split shows ads.
Which is updated more often, IB Merchant App or Note Split?
IB Merchant App ships an update every 5 months, and Note Split every 4 months. Most recently, IB Merchant App was updated on October 6, 2026 and Note Split on October 12, 2026.

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