IB Merchant App vs Note Split
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
IB Merchant App
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Indian Bank has launched IB Merchant App - A mobile application for small merchants to register in the app and generate static/dynamic UPI QR code under small merchant category. Remitter (customers of the merchant) will scan the QR code and make payment to the merchant using any UPI enabled app. This will facilitate merchants to receive money through UPI mode. It supports secure and instant transfer of funds without any extra charges from customerβs Bank account to merchantβs account.
Note Split
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You paid. Keep track of who still owes you. Note Split helps you record shared expenses, split them equally or by custom amounts, and follow up on pending repayments. No account is needed, and your friends do not need to install Note Split to receive a reminder. NOTE NOW, SPLIT LATER Save dinner, rent, groceries or a cab fare while it is fresh. Choose the people and split the cost when you are ready. SEE WHAT IS STILL PENDING Check the amount each person owes you and mark it received when they pay. Keep the details together instead of searching through old chats. SEND A FRIENDLY REMINDER Prepare a clear message with the pending amount and expense details. Choose when and where to share it through Messages, WhatsApp or the share sheet. CHECK YOUR HOME SCREEN See pending amounts on a widget without opening the app. KEEP YOUR RECORDS YOURS Record expenses offline, keep your data on your device, and export your history as CSV when you need it. No ads or account setup. Built for the person who pays first and wants a simple way to remember the rest. Add your first shared expense today.
Screenshots
Verdict
IB Merchant App and Note Split are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Merchant App ships an update every 5 months, Note Split every 4 months. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.
| Parameter | IB Merchant App | Note Split |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 4 months β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 16 β better | 17.0 |
| Further details β not scored | ||
| Size | 77 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Indian Bank | MANOGARAN P |
In-app purchases
IB Merchant App
No in-app purchases
Note Split
No in-app purchases
Questions
Is IB Merchant App free?
Is Note Split free?
Do IB Merchant App or Note Split have ads?
Which is updated more often, IB Merchant App or Note Split?
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