Blayzz vs Upesa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Blayzz
This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.
- Instant account opening
- Free unlimited bank transfers
- Bill and airtime payments
- Buy now, pay later financing
- Budgeting and savings tools
- Document and event planner
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Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.
Upesa
This digital wallet provides affordable, instant, and borderless payments for individuals and businesses. Easily switch between currencies for seamless cross-border transactions, ideal for digital nomads, freelancers, importers, and merchants. Enjoy extremely cheap payments with an intuitive interface and access to digital dollars for business.
- Affordable, instant, borderless payments
- Seamless currency switching
- Digital dollar access for business
- Intuitive user interface
- Cross-border settlement
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Upesa is a digital wallet that allows individuals and businesses access to affordable, instant, and borderless payment. Users across Nigeria and supported countries can seamlessly switch to various supported currencies, making traveling and cross-border settlement easier and faster for digital nomads, freelancers, importers, and merchants by eliminating the constraints of dealing with varying payment or settlement schemes used across different countries. Some of the key benefits of the wallet include - Extremely cheap payment that rivals existing mobile money app - Intuitive UI for easy payment - Access to digital dollar for your business needs
Screenshots
Verdict
The clearest difference is rating: Upesa at 4.3 against Blayzz's 3.0. Upesa also leads on review sentiment (100% vs 67%) and update cadence (every 2 weeks vs every 5 weeks). Blayzz's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Upesa holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 13 and 7 respectively. Written reviews point the same way: 67% of Blayzz's written reviews are positive against 100% of Upesa's.
Blayzz ships an update every 5 weeks, Upesa every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Blayzz | Upesa |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (13 ratings) | 4.3 (7 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 13 — better | 7 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 125 MB | 94 MB |
| Age rating | 4+ | 17+ |
| Developer | PremiumTrust Bank Limited | Utoken Limited |
Customer experience
Blayzz
Upesa
In-app purchases
Blayzz
No in-app purchases
Upesa
No in-app purchases









