Comparison

Blayzz vs Upesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blayzz

This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

Highlights
  • Instant account opening
  • Free unlimited bank transfers
  • Bill and airtime payments
  • Buy now, pay later financing
  • Budgeting and savings tools
  • Document and event planner
Features
Read full description

Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.

About

Upesa

This digital wallet provides affordable, instant, and borderless payments for individuals and businesses. Easily switch between currencies for seamless cross-border transactions, ideal for digital nomads, freelancers, importers, and merchants. Enjoy extremely cheap payments with an intuitive interface and access to digital dollars for business.

Highlights
  • Affordable, instant, borderless payments
  • Seamless currency switching
  • Digital dollar access for business
  • Intuitive user interface
  • Cross-border settlement
Features
Read full description

Upesa is a digital wallet that allows individuals and businesses access to affordable, instant, and borderless payment. Users across Nigeria and supported countries can seamlessly switch to various supported currencies, making traveling and cross-border settlement easier and faster for digital nomads, freelancers, importers, and merchants by eliminating the constraints of dealing with varying payment or settlement schemes used across different countries. Some of the key benefits of the wallet include - Extremely cheap payment that rivals existing mobile money app - Intuitive UI for easy payment - Access to digital dollar for your business needs

Screenshots

Blayzz4 screens
Upesa4 screens

Verdict

The call

The clearest difference is rating: Upesa at 4.3 against Blayzz's 3.0. Upesa also leads on review sentiment (100% vs 67%) and update cadence (every 2 weeks vs every 5 weeks). Blayzz's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Upesa holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 13 and 7 respectively. Written reviews point the same way: 67% of Blayzz's written reviews are positive against 100% of Upesa's.

UpkeepUpdate frequency

Blayzz ships an update every 5 weeks, Upesa every 2 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Blayzz versus Upesa: the parameters behind the verdict, then further details
ParameterBlayzzUpesa
PriceFreeFree
Rating3.0 (13 ratings)4.3 (7 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings13 — better7
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size125 MB94 MB
Age rating4+17+
DeveloperPremiumTrust Bank LimitedUtoken Limited

Customer experience

Blayzz

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Upesa

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Blayzz

No in-app purchases

None

Upesa

No in-app purchases

Questions

Is Blayzz free?
Blayzz is free to download, with no in-app purchases.
Is Upesa free?
Upesa is free to download, with no in-app purchases.
Which has better reviews, Blayzz or Upesa?
Upesa is rated higher. Blayzz averages 3.0 out of 5 from 13 ratings, while Upesa averages 4.3 from 7 ratings.
Do Blayzz or Upesa have ads?
Upesa shows ads; Blayzz does not.
Which is updated more often, Blayzz or Upesa?
Blayzz ships an update every 5 weeks, and Upesa every 2 weeks. Most recently, Blayzz was updated on October 24, 2026 and Upesa on October 24, 2026.

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