Blayzz vs FLEX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Blayzz
This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.
- Instant account opening
- Free unlimited bank transfers
- Bill and airtime payments
- Buy now, pay later financing
- Budgeting and savings tools
- Document and event planner
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Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.
FLEX
Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.
- Instant money sending and receiving
- Pay with PayTag
- Merchant QR code payments
- Request money with notes
- Tiered verification for higher limits
- Real-time transaction tracking
- In-app support
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FLEX Move Money. Move Freely. FLEX is the fast and secure way to send and receive money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees. Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time. Pay Merchants Easily Scan a merchant QR code or pay directly inside the app. Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible. Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely. Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending. FLEX combines speed, trust, and simplicity in one app. *FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners. Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com
Screenshots
Verdict
The clearest difference is rating: FLEX at 4.7 against Blayzz's 3.0. FLEX also leads on review sentiment (100% vs 67%) and update cadence (every 2 weeks vs every 5 weeks). Blayzz's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FLEX holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 13 and 11 respectively. Written reviews point the same way: 67% of Blayzz's written reviews are positive against 100% of FLEX's.
Blayzz ships an update every 5 weeks, FLEX every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Blayzz | FLEX |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (13 ratings) | 4.7 (11 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 13 — better | 11 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 125 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | PremiumTrust Bank Limited | Koinage LLC |
Customer experience
Blayzz
FLEX
In-app purchases
Blayzz
No in-app purchases
FLEX
No in-app purchases









