emoni. vs a2x

emoni provides tailored financial solutions for businesses operating in compliance-intensive environments. Our unique platform brings fiat and crypto together in one place, giving you complete visibility and control over your financial operations. Built on trust, we deliver secure, efficient financial infrastructure designed to support your business as it grows. Whether you're managing cross-border payments or digital assets, emoni simplifies the way you move and manage money. Transfer and manage your money with ease. Everything you need in one platform Fiat and crypto in one place • Manage fiat and crypto funds through one connected platform, with clear visibility across your accounts, payments and financial operations. • Multiple payment rails • Access SEPA, SEPA Instant, SWIFT and crypto payment rails to move funds across regions, currencies and payment methods. Virtual IBANs • Use dedicated virtual IBANs to streamline collections and simplify the management of incoming payments. • 60+ currencies • Hold and convert across 60+ fiat and crypto currencies, helping your business manage international financial operations efficiently. Instant global payments • Send and receive funds internationally through integrated fiat and crypto infrastructure built for speed, reliability and global reach. Safeguarding and compliance • Operate through secure financial infrastructure with safeguarding measures designed to protect client funds and support regulatory compliance. Why emoni? emoni is designed for businesses that need a more flexible approach to financial services, including compliance-intensive businesses, cross-border companies and businesses managing multiple currencies and payment rails. Our human-led approach combines technology with dedicated support from professionals who take the time to understand your business. • Tailored solutions for compliance-intensive businesses • Fiat and crypto in one platform • 60+ currencies • Multiple global payment rails • Human-led onboarding and support • Secure, regulated financial infrastructure Download emoni and simplify the way your business sends, receives, holds and converts money globally. *Disclaimer: Or this one (on the website): emoni group of companies is comprised of the following companies: iLedgends B.V., KvK-nummer 90931823, iLedgends B.V. Paleisstraat 1, 1012RB Amsterdam.iLedgends B.V. is licensed and registered as an electronic money institution with the Dutch Central Bank (relationship number: R201891). Ledgends Inc., operating under the name iLedgends (Company Incorporation Number: 1001258825), is registered as a Money Services Business (MSB) with FINTRAC (MSB Registration Number: C10001663). Registered office: 30 Wertheim Court, Unit 12, Suite 201, Richmond Hill, Ontario, L4B1B9, Canada. Ledgends Inc. operates as an independent Virtual Asset Service Provider in accordance with applicable AML/CFT regulations. emoni is a tradename of iledgends. Regulatory Information: emoni operates through regulated entities within the emoni Group. iLedgends B.V. is a Dutch Electronic Money Institution (EMI) authorised and supervised in the Netherlands. Ledgends Inc. is a Canadian Money Services Business (MSB) registered with FINTRAC and operates a cryptocurrency exchange platform in accordance with applicable Canadian regulations. Products and services may be provided by different group entities depending on the jurisdiction, customer type, and service requested. emoni. Built on trust.

A2X is a non-custodial crypto wallet and payment card companion. Keep control of your keys and move USDT on Polygon for everyday spending through a licensed partner integration. No in-app crypto exchange or trading. Key Features 1. Non-custodial Wallet Generate and store your private keys on your device. Hold and manage your assets, view balances, and stay in control at all times. 2. USDT (Polygon) Transfers Send and receive USDT on Polygon quickly and securely. Use on-chain transfers to fund spending through our partner integration. Note: There is no swapping, buying, selling, or trading inside the app. 3. A2X Payment Card (via licensed partner) Get a virtual or physical card issued by our licensed partner and use your balance for everyday payments where the card network is accepted. Card issuance and usage are handled off-app by the partner. 4. Clear Activity History See on-chain transfers and card-related activity in one place with easy-to-read details. 5. Compliance & Security Complete standard KYC to enable eligible features. We support multi-factor authentication and encryption. AML/KYC are performed by the partner as required in supported regions. 6. Account Control You can delete your account any time: Settings → Account → Delete Account. Upon confirmation, your account is removed and you are signed out. (Certain records may be retained only as required by law.) Why A2X - Freedom: Connect digital assets to everyday life. - Simplicity: On-chain USDT transfers; partner-handled card rails. - Control: Non-custodial by design — you hold the keys. How It Works 1. Download A2X and create your account. 2. Complete quick identity verification (KYC). 3. Transfer USDT (Polygon). 4. (Optional) Get a card issued by our licensed partner. 5. Use your balance for payments where the card network is accepted. Support & Availability Our in-app help center is available 24/7. Supported countries, currencies, and features vary by region and partner compliance. Some features may be unavailable in your location. Legal / Compliance Notes - No in-app exchange or trading. A2X does not provide crypto swapping, buying, or selling. - Non-custodial: we do not custody user funds. - Card issuance, fiat on/off-ramp, and KYC/AML are performed off-app by our licensed partner per regional regulations. - Availability of features may change based on partner API eligibility and compliance requirements. - All trademarks are property of their respective owners.