Fruitful vs ProsperPul$e

The Fruitful mobile app is available exclusively to Fruitful members who have signed up at fruitful.com to access 1-to-1 financial guidance from a CFP® professional and Fruitful banking products. Please log in using your member username and password to schedule 1-to-1 video sessions, chat with your Fruitful Guide, and engage with Fruitful financial products. IMPORTANT INFORMATION Product images are provided by Fruitful for illustrative purposes and not an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security. "Fruitful" refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. All investing involves risk, including the risk of losing the money you invest. Only members of Fruitful, Inc. have access to products and services across the Fruitful affiliates and subsidiaries. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporated.

ProsperPulse helps you take control of your money by doing something most apps won’t—slowing you down. We’re not here to track your spending after the fact. We’re here to stop the regret before it happens. ProsperPulse uses Friction as a Service (FaaS) to interrupt impulsive decisions in real time. When you’re about to spend, we step in with just enough resistance to help you pause, think, and make a smarter choice. Because better financial habits aren’t built with more information—they’re built in the moments that matter. What You’ll Love Real-time spending friction that helps you avoid impulse buys No-spend streaks to build consistency and discipline Simple, clean design that keeps you focused Behavior-driven approach (not just budgeting) Progress you can actually feel Why It Works Most apps track your past. ProsperPulse changes your future. By adding intentional friction at the point of decision, you build awareness, discipline, and control—day by day. Built for Momentum Whether you're trying to save more, spend less, or finally stick to a plan, ProsperPulse helps you turn small daily wins into long-term financial growth. Start strong. Stay consistent. Build your future.