Comparison

MTB Pay vs SMEDB Mobile Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Pay

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

Highlights
  • Seamless Money Transfers
  • Top Up
  • Bill Payment
  • Cash In/ Cash Out
  • Merchant Payments
Read full description

MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments

About

SMEDB Mobile Pay

This app offers convenient mobile and internet banking services, aiming to provide swift financial support for small and medium-sized enterprises. It facilitates easy payments in both rural and urban areas.

Highlights
  • Mobile banking
  • Internet banking
  • SME financial support
  • Easy payments
  • Rural and urban accessibility
Features
Read full description

The aim of our Application is -To be able to provide banking services easily and quickly through Mobile and Internet. -To provide faster and better financial support for the development of SMEs. -To make payments easily through Mobile and Internet Banking in rural and urban areas.

Screenshots

MTB Pay4 screens
SMEDB Mobile Pay3 screens

Verdict

The call

The clearest difference is ratings volume: MTB Pay at 10 against SMEDB Mobile Pay's 1. SMEDB Mobile Pay's advantage is update cadence (every 2 months vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MTB Pay against 5.0 for SMEDB Mobile Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MTB Pay ships an update every 4 months, SMEDB Mobile Pay every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
MTB Pay versus SMEDB Mobile Pay: the parameters behind the verdict, then further details
ParameterMTB PaySMEDB Mobile Pay
PriceFreeFree
Rating4.9 (10 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings10 — better1
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size74 MB47 MB
Age rating4+17+
DeveloperMYANMA TOURISM BANK PUBLIC COMPANY LIMITEDSMEDB

Customer experience

MTB Pay

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SMEDB Mobile Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MTB Pay

No in-app purchases

None

SMEDB Mobile Pay

No in-app purchases

Questions

Is MTB Pay free?
MTB Pay is free to download, with no in-app purchases.
Is SMEDB Mobile Pay free?
SMEDB Mobile Pay is free to download, with no in-app purchases.
Which has better reviews, MTB Pay or SMEDB Mobile Pay?
SMEDB Mobile Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while SMEDB Mobile Pay averages 5.0 from 1 ratings.
Do MTB Pay or SMEDB Mobile Pay have ads?
Neither MTB Pay nor SMEDB Mobile Pay shows ads.
Which is updated more often, MTB Pay or SMEDB Mobile Pay?
MTB Pay ships an update every 4 months, and SMEDB Mobile Pay every 2 months. Most recently, MTB Pay was updated on October 24, 2026 and SMEDB Mobile Pay on October 20, 2026.

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