Comparison

MTB Pay vs Pay2U Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Pay

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

Highlights
  • Seamless Money Transfers
  • Top Up
  • Bill Payment
  • Cash In/ Cash Out
  • Merchant Payments
Read full description

MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments

About

Pay2U Pay

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

Highlights
  • Wallet-to-wallet transfers
  • QR code payments
  • Secure transactions
  • User-friendly interface
  • Finance and investment tracking
Features
Read full description

Pay2U Pay : Finance and Investment tracking mobile app A Perfect Design For Pay2U E-Wallet App. Wallet-to-Wallet Transfer: Easily send and receive money between Pay2U wallets, making splitting bills or sharing expenses with friends and family a breeze. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Why Choose Pay2U Pay? Secure & Reliable: Your financial security is our top priority. Pay2U Pay employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, Pay2U Pay is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users.

Screenshots

MTB Pay4 screens
Pay2U Pay4 screens

Verdict

The call

The clearest difference is rating: MTB Pay at 4.9 against Pay2U Pay's 4.5. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTB Pay holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 10 and 20 respectively.

UpkeepUpdate frequency

MTB Pay ships an update every 5 months, Pay2U Pay every 3 months. The most recent releases landed on June 24, 2026 and September 16, 2026 respectively.

Scorecard1 real difference · 9 level
MTB Pay versus Pay2U Pay: the parameters behind the verdict, then further details
ParameterMTB PayPay2U Pay
PriceFreeFree
Rating4.9 (10 ratings) — better4.5 (20 ratings)
Positive reviews100.0% of reviews—
Number of ratings1020 — better
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size72 MB36 MB
Age rating4+17+
DeveloperMYANMA TOURISM BANK PUBLIC COMPANY LIMITEDPAY2U COMPANY LIMITED

Customer experience

MTB Pay

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pay2U Pay

All ratings19 ratings
Positive84.2%
Neutral10.5%
Negative5.3%

In-app purchases

None

MTB Pay

No in-app purchases

None

Pay2U Pay

No in-app purchases

Questions

Is MTB Pay free?
MTB Pay is free to download, with no in-app purchases.
Is Pay2U Pay free?
Pay2U Pay is free to download, with no in-app purchases.
Which has better reviews, MTB Pay or Pay2U Pay?
MTB Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while Pay2U Pay averages 4.5 from 20 ratings.
Do MTB Pay or Pay2U Pay have ads?
Neither MTB Pay nor Pay2U Pay shows ads.
Which is updated more often, MTB Pay or Pay2U Pay?
MTB Pay ships an update every 5 months, and Pay2U Pay every 3 months. Most recently, MTB Pay was updated on June 24, 2026 and Pay2U Pay on September 16, 2026.

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