MTB Pay vs DJO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
Read full descriptionHide full description
MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
DJO Pay
Manage multiple currencies, send and receive money instantly, and make various payments. This digital wallet offers virtual cards, crypto deposits, and AI support for secure transactions.
- Multi-currency wallet (MMK, USDT)
- Instant peer-to-peer money transfers
- Mobile credit and game account top-ups
- Virtual prepaid cards for online shopping
- USDT crypto deposits via BEP20
- KYC verified identity verification
- 24/7 AI customer support
Read full descriptionHide full description
DJO Pay is your all-in-one digital wallet and payment app designed for South East Asia users. KEY FEATURES • Multi-Currency Wallet — Hold and manage USDT balance in a single secure account. • Send & Receive Money — Instant peer-to-peer transfers to friends and family with low fees. • Top Up Services — Mobile credit, game accounts, eSIMs, and virtual phone numbers. • Virtual Cards — Issue prepaid cards for online shopping and international payments. • Travel Visa & Education Payments — Pay for visa applications and tuition fees seamlessly. • Crypto Deposits — Deposit USDT via BNB Smart Chain (BEP20) network. • Convert Balances — Switch between MMK and USDT at competitive rates. • KYC Verified — Bank-grade identity verification for secure transactions. • 24/7 AI Support — Get instant help from our intelligent chatbot. SECURITY FIRST • PIN-protected access with biometric unlock support • End-to-end encryption for all sensitive data • AML/CFT compliant transaction monitoring
Screenshots
Verdict
The clearest difference is ads: MTB Pay at none against DJO Pay's shown. MTB Pay also leads on ratings volume (10 vs 2). DJO Pay's advantage is update cadence (monthly vs every 4 months). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for MTB Pay against 5.0 for DJO Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
MTB Pay ships an update every 4 months, DJO Pay monthly. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.
| Parameter | MTB Pay | DJO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (10 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 10 — better | 2 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 74 MB | 119 MB |
| Age rating | 4+ | 17+ |
| Developer | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED | DJO Myanmar Limited |
Customer experience
MTB Pay
DJO Pay
In-app purchases
MTB Pay
No in-app purchases
DJO Pay
No in-app purchases
