Debt Tracker vs Splittr

Track every penny you lend or borrow — Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds — name, amount, due date, done. Smart reminders before due dates — never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history — complete transparency. Partial repayment — mark how much was returned, track the remaining balance. Archive — all repaid debts saved, restorable anytime. Overdue highlighting — past-due records shown in red instantly. Remind in one tap — swipe left to send a ready message via any messenger. Home screen widget — check your debt summary without opening the app. Zero data collected — private by design, no account needed. PERFECT FOR: Friends splitting costs · Family loans · Roommates · Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.

Splittr is the expense splitter where the people you're splitting with don't need to sign up — or even install the app. Share a group link, they tap it, they see the balance, they settle up. Works the same on iPhone and the web because it's the same group, same data. No accounts. No friend graph. No nagging. Make a group, add who's in, log what's spent — Splittr handles the math. WHY PEOPLE USE IT • No accounts — share a link and you're in • Works on iPhone and the web with the same group, same data • Tap-to-pay shortcuts via Venmo and Zelle • Designed to be opened twice and forgotten, not lived in • Pretty receipts, not a spreadsheet WHEN TO USE IT • Group trips and Airbnbs — itemize, split, settle • Roommates — track who paid the Wi-Fi this month • Date splits, birthday dinners, beach houses, ski cabins • Anywhere "I got you, you got me" deserves a paper trail HOW IT WORKS 1. Tap "New group" — pick an emoji, name it 2. Add the people sharing the cost 3. Log expenses as they happen — even or uneven splits both work 4. When it's time to settle, see who owes whom and tap to send via Venmo or Zelle 5. Recent groups stay on your home screen for next time PRIVACY-FORWARD We don't run analytics, advertising, or tracking. There are no accounts to hack. Access to a group is by link only — share carefully. The full privacy policy is at splittr.us/privacy. Made for people who'd rather pay a friend back this weekend than chase them in three weeks.