Debt Tracker vs ExpenSave

Track every penny you lend or borrow — Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds — name, amount, due date, done. Smart reminders before due dates — never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history — complete transparency. Partial repayment — mark how much was returned, track the remaining balance. Archive — all repaid debts saved, restorable anytime. Overdue highlighting — past-due records shown in red instantly. Remind in one tap — swipe left to send a ready message via any messenger. Home screen widget — check your debt summary without opening the app. Zero data collected — private by design, no account needed. PERFECT FOR: Friends splitting costs · Family loans · Roommates · Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.

ExpenSave is the simple, beautiful way to stay on top of your money. Track every expense and income in seconds, see exactly where it goes, and keep your subscriptions, bills, and shared costs all in one calm app — no spreadsheets, no clutter. EXPENSES & INCOME • Log spending in two taps with a fast keypad • Categories, accounts, notes, and back-dated entries • Transfers between your own accounts ACCOUNTS & NET WORTH • Checking, savings, credit, and cash side by side • Live balances, assets, debts, and one net-worth number • Per-account balance sheets and statements SUBSCRIPTIONS & BILLS • A live calendar of what's due and when • Reminders before every bill and free-trial conversion • Track trials so you're never charged by surprise LEND & BORROW • Track every IOU in both directions • Always know who owes who, and settle up in a tap SPLIT BILLS • Share dinner, rent, or a trip • Splits turn into IOUs automatically INSIGHTS • Category breakdowns, budgets, and monthly trends • Spot the budgets you blew through and the ones you nailed PRIVATE & SECURE • Optional Face ID / passcode lock • Export your data to CSV or PDF anytime • Delete your account and all data whenever you want Beautifully designed, refreshingly simple. Part of the ClearWays family of everyday apps.