Comparison

Plan & Multiply vs 2Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plan & Multiply

Take control of your finances with this private budgeting app. Log expenses quickly, track spending, and manage bills without connecting to your bank. Offers offline functionality and optional premium features for enhanced sharing and long-term tracking.

Highlights
  • 100% bank connection-free
  • Quick expense logging
  • Siri integration for hands-free logging
  • Offline functionality
  • Shared budgeting with partners
  • Recurring bill tracking
  • Long-term wealth view
Features
Read full description

You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went? Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Add an expense with Siri, hands-free — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, vacation project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Work 100% offline — your data stays with you • Talk with Kim, a kind and discreet money coach — 100% private, no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and both adding to a shared budget are free. With Premium, your shared space syncs automatically, and it only takes one of you to have Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync. PREMIUM Premium unlocks: automatic couple sync for your shared space, long-term tracking across months, continuous subscription audit. Premium comes with a 7-day free trial. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

About

2Split

This app helps couples manage their shared finances and track expenses. It offers features like automatic recurring expense addition, travel mode, and customizable spending splits. Visualize your budget with clear statistics to understand your spending habits.

Highlights
  • Shared couple's budget management
  • Automatic recurring expense tracking
  • Travel mode for trip expenses
  • Customizable spending percentage splits
  • Budget statistics and visualization
  • Receipt saving
Read full description

L'application de gestion de budget et de suivi de dépenses 2Split est enfin disponible, et gratuitement ! Facile d'utilisation et simple à prendre en main, elle saura vous aider à mieux gérer vos comptes et partager équitablement vos charges de couple. Les fonctionnalités: - Ajout de dépenses récurrentes automatiques (loyer, streaming, eau, électricité, etc.) - Mode voyage (séparez vos dépenses de la vie quotidienne de celles de vos voyages) - Choisissez une répartition des dépenses en pourcentage (en fonction de vos envies, salaires, etc.) - Statistiques de votre budget : visualisez et comprenez où vous dépensez votre budget. - Sauvegardez le ticket de caisse de chaque dépense. Pourquoi installer 2Split pour gérer son budget en couple ? 1. 2Split est la seule application de gestion de budget créée à 100% pour les couples ; tout a été pensé dans le but de faciliter le partage des dépenses pour deux. 2. Des fonctionnalités uniques à 2Split que vous ne trouverez pas dans d'autres applications de gestion de compte. - Mode voyage - Dépenses mensuelles - Répartition en pourcentage 3. 100% gratuite ! En moyenne, nos concurrents proposent un forfait de 5 à 10€ par mois, tandis que 2Split n'a pas d'abonnements ; tout est accessible gratuitement. 4. Créée par un couple, et oui ! Pour gérer nos dépenses avec ma compagne, nous avons utilisé diverses applications, mais nous n'avons jamais été satisfaits à 100%, donc nous avons créé 2Split. Installez 2Split dès maintenant pour une gestion de budget en couple fluide et sans tracas. Politique de confidentialité: https://www.2split-application.com/politique-de-confidentialite Conditions d'utilisation: https://www.2split-application.com/conditions-dutilisation

Screenshots

Plan & Multiply4 screens
2Split4 screens

Verdict

The call

The clearest difference is review sentiment: Plan & Multiply at 69% against 2Split's 33%. Plan & Multiply also leads on ads (none vs shown) and update cadence (every 5 days vs every 2 months). 2Split's advantage is iOS requirement (14.0.0 vs 16.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month and 2Split sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Plan & Multiply ships an update every 5 days, 2Split every 2 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Plan & Multiply versus 2Split: the parameters behind the verdict, then further details
ParameterPlan & Multiply2Split
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews68.8% of reviews — better33.3% of reviews
Number of ratings1 — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0.0 — better
Further details — not scored
Size113 MB55 MB
Age rating4+4+
DeveloperTaliane TchissambouTHIPE

Customer experience

Plan & Multiply

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews16 reviews
Positive68.8%
Neutral6.3%
Negative25.0%

2Split

Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

4 purchases

Plan & Multiply

Subscriptions4
  • Monthly Premium14 Days trial$3.991 Month
  • For both of you — $8.99/mo7 Days trial$3.991 Month
  • Annual Premium — 2 Months Free14 Days trial$29.991 Year
Show 1 more
  • For both of you — $79.99/yr7 Days trial$44.991 Year
2 purchases

2Split

Subscriptions2
  • 2Split Premium - Mensuel$2.991 Month
  • 2Split Premium - Annuel$12.991 Year

Questions

Is Plan & Multiply free?
Plan & Multiply is free to download, with in-app purchases available.
Is 2Split free?
2Split is free to download, with in-app purchases available.
Do Plan & Multiply or 2Split have ads?
2Split shows ads; Plan & Multiply does not.
Which is updated more often, Plan & Multiply or 2Split?
Plan & Multiply ships an update every 5 days, and 2Split every 2 months. Most recently, Plan & Multiply was updated on October 30, 2026 and 2Split on October 24, 2026.

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