Plan & Multiply vs Filya

Your balance isn't what you can spend. Plan & Multiply shows you what's really left to spend. It's a budget that adapts to you: what's already planned, what's left, month after month. Without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Open a new expense with Siri — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Spot price hikes and duplicate subscriptions — the app points them out • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, shared, or a simulation • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month, at your own pace • Keep an overview of your net worth — the accounts and assets you add yourself • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Use the app offline — everything is stored on your phone • Talk with Kim, a kind and discreet money coach — no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and both adding to a shared budget are free. With Premium, your shared space syncs automatically, and it only takes one of you to have Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline. When you share or back up, your data travels and is stored encrypted. PREMIUM Premium unlocks: automatic couple sync for your shared space, analysis across several months, the amount at stake on subscription hikes and duplicates. For a first individual Premium subscription, a 14-day free trial if you're eligible: the exact length is shown before you confirm. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

Solution simple et fiable de gestion administrative et financière des mesures de protection des majeures (tutelle, curatelle etc…) qui redonne du temps et de la sérénité aux familles et aux mandataires professionnels, tout en valorisant la dignité des personnes protégées