Plan & Multiply vs SplitMate

You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went? Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Add an expense with Siri, hands-free — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, vacation project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Work 100% offline — your data stays with you • Talk with Kim, a kind and discreet money coach — 100% private, no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync. PREMIUM Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars. Premium comes with a 7-day free trial. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

SplitMate is a powerful expense manager and bill splitter app that makes it easy to split bills, track shared expenses, and manage group expenses without stress. Whether you're traveling with friends, living with roommates, or managing expenses as a couple, SplitMate helps you split money, track expenses, and settle up quickly. No spreadsheets. No confusion. No awkward reminders. Just simple bill splitting and smart expense tracking. WHY CHOOSE SPLITMATE? • Easily split bills with friends, family, or roommates • Track shared expenses and group expenses in real time • Always know who owes what with clear balances • Fast, simple, and accurate expense manager • Built for real life expense sharing KEY FEATURES SMART BILL SPLITTER Split bills equally, by percentage, or exact amounts. Perfect for dinners, trips, rent, and daily expenses. GROUP EXPENSE MANAGER Create groups for trips, roommates, couples, events, or teams. Track all shared expenses in one place. EXPENSE TRACKER & INSIGHTS Monitor your spending with detailed reports, charts, and summaries. Stay in control of your expenses. EASY SETTLE UP Settle up instantly using cash, UPI, bank transfer, or card payments. Simplify expense sharing. PAYMENT REMINDERS Send friendly reminders to friends and track pending balances easily. RECURRING EXPENSE TRACKING Automatically manage rent, subscriptions, and regular shared bills. MULTI CURRENCY SUPPORT Track expenses in INR, USD, EUR, GBP, JPY, CAD, and more. Ideal for international trips. RECEIPT STORAGE Attach receipts and keep proof for every expense. EXPORT & BACKUP Download your expense reports anytime in CSV or PDF format. PERFECT FOR • Roommates splitting rent and utility bills • Travel groups managing trip expenses • Friends splitting bills for food, parties, and outings • Couples managing shared finances • Anyone looking for a bill splitter, expense tracker, or expense sharing app WHY USERS LOVE SPLITMATE • No awkward money conversations • Clear expense tracking and bill splitting • Fast and easy to use • Secure and reliable • Designed for India with UPI support SplitMate is your all in one solution for bill splitting, expense tracking, and group expense management. Download SplitMate today and simplify how you split bills, track expenses, and settle up with friends.