Propp vs Before You Buy!

Propp is a secure app that allows you to safely send and receive documents and personal information. You can send and receive encrypted messages, photos, videos and files to us throughout your finance application with the confidence that your data is protected. The Propp app also makes electronic identification quick, easy and secure by using facial recognition and the secure upload of legal identity documents. Using our app is particularly beneficial to our clients who submit multiple applications as you won’t need to undertake identity verification every time, taking some of the legwork out of your finance applications.

A quick reality check before you buy. When you’re about to spend money, you usually don’t need a full budgeting app. You need one clear answer. Before You Buy! gives you that answer instantly: • Safe • Risky • Not a great idea Enter the item price, and the app evaluates the purchase against your monthly income, expenses, savings, and work-time impact. You also get plain-language insights that make the decision feel real, not abstract. What you’ll see • % of your monthly free cash this purchase uses • Days/hours of work it represents • Estimated savings left after buying • Optional lifespan and cost-per-use breakdown Built for speed and simplicity • One-screen flow • No login required • No bank connection needed • No ads, no clutter • Fully offline, on-device only If you’ve ever asked, “Is this a smart buy right now?” this app is for you.