Bank78 vs Midescrow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank78
Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.
- Savings and Current Accounts
- Swift Money Transfers
- Effortless Bills Payment
- Scheduled Payments
- Bulk Payments
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Welcome to Bank78 – One global bank, every way your money moves! * Unlock Savings and Current Accounts * Swift Money Transfers * Effortless Bills Payment. * Never Miss a payment: schedule it and forget it! * Bulk Payments Made Easy We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.
Midescrow
Manage your bills and create virtual USD cards for online shopping. Easily pay for electricity, airtime, and subscriptions. Enjoy secure and convenient payment solutions.
- All-in-one bill payment
- Virtual USD card creation
- Electricity bill payment
- Airtime top-up
- Subscription payments
- Secure online shopping
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Simplify your life with our all-in-one bill payment and virtual card solution. Effortlessly pay for electricity, airtime top-up, and various subscriptions. Need to shop online internationally? Create your own USD virtual card quickly and securely within the app. Enjoy hassle-free services and take control of your payments today!
Screenshots
Verdict
The clearest difference is review sentiment: Midescrow at 100% against Bank78's 53%. Midescrow also leads on rating (4.1 vs 3.8). Bank78's advantage is update cadence (every 8 days vs every 3 weeks) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Midescrow holds the better App Store score, 4.1 against 3.8. That said, the two scores are not equally well evidenced: Bank78 has 36 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 53% of Bank78's written reviews are positive against 100% of Midescrow's.
Bank78 ships an update every 8 days, Midescrow every 3 weeks. The most recent releases landed on September 17, 2026 and August 19, 2026 respectively.
| Parameter | Bank78 | Midescrow |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (36 ratings) | 4.1 (7 ratings) — better |
| Positive reviews | 53.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 36 — better | 7 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 14 — better |
| Further details — not scored | ||
| Size | 123 MB | 139 MB |
| Age rating | 12+ | 4+ |
| Developer | BLAAIZ INNOVATIONS TECHNOLOGY LTD | Midescrow Ventures |
Customer experience
Bank78
Midescrow
In-app purchases
Bank78
No in-app purchases
Midescrow
No in-app purchases
