78 MFB vs EarnIT.ng
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
78 MFB
Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.
- Savings and Current Accounts
- Swift Money Transfers
- Effortless Bills Payment
- Scheduled Payments
- Bulk Payments
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Welcome to 78 MFB – One global bank, every way your money moves! * Unlock Savings and Current Accounts * Swift Money Transfers * Effortless Bills Payment. * Never Miss a payment: schedule it and forget it! * Bulk Payments Made Easy We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.
EarnIT.ng
Manage everyday payments, from bills and gift cards to travel eSIMs, all within a single wallet. Earn money by completing simple online tasks or through a referral program. Buy and sell products securely on the marketplace.
- Pay bills (airtime, data, electricity, TV)
- Buy gift cards
- Purchase travel eSIMs
- Earn from online tasks
- Buy and sell on marketplace
- Create and send invoices
- Secure escrow services
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Pay bills, buy gift cards and travel eSIMs, shop on the marketplace, and earn from simple tasks, all from one wallet. EarnIT is an everyday app. Use your wallet to pay for essentials, earn from online tasks, buy and sell safely, send invoices, and more. Join thousands of people already using EarnIT to earn, spend and manage everyday payments in one place. PAY BILLS IN SECONDS Stay connected and handle everyday payments easily: - Airtime and data for Nigerian networks - Electricity tokens for prepaid and postpaid meters - Cable TV subscriptions - Exam registration PINs GIFT CARDS Buy gift cards from popular retail brands, available in US dollars and pounds. Your gift cards are delivered directly in the app and kept safely in My Gift Cards until you're ready to use them. TRAVEL eSIM Stay connected when you travel without searching for a local SIM. Choose your destination, pay in naira, and get your eSIM QR code in the app. Follow the step-by-step installation guide in the app. EARN ON YOUR OWN TIME Complete simple online tasks and earn. Browse available tasks, complete them, submit your proof and wait for review. Once your submission is approved, your earnings are added to your EarnIT wallet. Invite friends through the referral programme and earn referral rewards. MARKETPLACE Buy and sell products across Nigeria. - List your items for free - Browse products - Chat with sellers ESCROW Buy and sell with added payment protection. Create deals, keep funds protected while work or delivery is completed, and release payment when you're satisfied. CREATOR OPPORTUNITIES Turn your audience into income. Creators can apply for brand campaigns, connect their social platforms and create content for brands. INVOICES Create professional invoices directly from EarnIT. Generate a clean invoice, download it as a PDF and share it with your customers. YOUR EARNIT WALLET Your wallet brings everything together. - Fund your wallet by bank transfer - Withdraw to a bank account - Pay for bills, gift cards, eSIMs and marketplace purchases - View your transaction history - Track your payments and orders - Raise an issue directly from a payment when something goes wrong Earn. Spend. Buy. Sell. EarnIT is built and operated by Ocean Trends Digital Limited. earnit.ng support@earnit.ng
Screenshots
Verdict
The clearest difference is rating: EarnIT.ng at 4.7 against 78 MFB's 3.8. EarnIT.ng also leads on review sentiment (95% vs 53%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EarnIT.ng holds the better App Store score, 4.7 against 3.8. Both are backed by a comparable volume of ratings — 38 and 66 respectively. Written reviews point the same way: 53% of 78 MFB's written reviews are positive against 95% of EarnIT.ng's.
78 MFB ships an update every 9 days, EarnIT.ng fortnightly. Both last shipped on October 25, 2026.
| Parameter | 78 MFB | EarnIT.ng |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (38 ratings) | 4.7 (66 ratings) — better |
| Positive reviews | 52.9% of reviews | 95.0% of reviews — better |
| Number of ratings | 38 | 66 — better |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 36 MB |
| Age rating | 12+ | 4+ |
| Developer | BLAAIZ INNOVATIONS TECHNOLOGY LTD | Ocean Trends Digital Limited |
Customer experience
78 MFB
EarnIT.ng
In-app purchases
78 MFB
No in-app purchases
EarnIT.ng
No in-app purchases
