TCTFCU Cards vs Substitute Teacher Pay Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TCTFCU Cards
Manage your credit union payment cards with this app. Features include card registration, activation, deactivation, and adding to digital wallets. Set spending limits, transaction types, and receive usage alerts.
- Card registration and activation
- Add card to digital wallets
- Set card usage controls
- Configure transaction alerts
- View transaction history
- Report lost or stolen cards
- Review spending by merchant
Read full descriptionHide full description
TCTFCU Cards is intended to allow TCT Federal Credit Union members to initiate certain payment card related activities for enrolled TCT Federal Credit Union cards. Those activities may include the ability to: Register the card Activate and deactivate the card Add the card to a device wallet (e.g., Apple Pay or Google Pay) Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (Controls) Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (Alerts) View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information) Report card as lost or stolen Review spend by merchant type and/or by month View a list of merchants storing card information for recurring or card-on-file payments
Substitute Teacher Pay Tracker
Track your substitute teaching pay, mileage, and notes for each school. See what you're owed, compare schools, and export your records for tax time. Designed for privacy with no ads or cloud storage.
- Track outstanding and received pay
- Log mileage and parking expenses
- Rate and compare schools
- Export data to CSV
- Set pay due date reminders
- Add private classroom notes
Read full descriptionHide full description
You taught the day. Did the pay ever arrive? Substitute teachers work across many schools and districts, get paid weeks later, and see one lump sum on the pay statement. This app keeps the record your district does not hand you: every day you worked, what you expected, what actually arrived, and what is still owed. KNOW WHAT EVERY SCHOOL STILL OWES YOU • Each day carries a clear status: outstanding, due today, overdue, or received. • Overdue pay is called out on your log, so nothing slips past a pay period. • Mark a day received, enter the actual gross amount from your pay statement, and see the difference from what you expected. • Settle a whole pay period at once: select the days on one statement and mark them received together. • Get a reminder on the day your pay is due. YOUR WHOLE YEAR, READY WHEN YOU NEED IT • Month and year totals: days worked, expected gross, received gross, outstanding pay, mileage, and parking. • Pick any date range — a school year, a semester, a pay period. • Export spreadsheet-ready CSV files: a mileage organizer for tax time, your full work-day records, and a summary of every school. • Working after retirement under an earnings limit? Your gross for the year is always one tap away. SEE WHICH SCHOOLS ARE WORTH GOING BACK TO • Every school gets its own summary: days, pay, mileage, parking, your rating, and your notes. • Compare two schools side by side. • Set a private return preference — Accept Again, Maybe, or Avoid — and have it in front of you the next time that school calls. LOG A DAY IN SECONDS • School, grade, teacher, and assignment type: full day, half day, or hourly. • The gross pay you expect and the date you expect it. • Mileage as total miles or as odometer start and end, plus parking. • School presets fill in your usual rate, miles, and parking; copy an earlier day with one tap. • Private classroom notes for routines, materials, and who to ask for help. PRIVATE BY DESIGN • Everything stays on your device. No account, no cloud, no ads, no analytics, and location is never requested. • The app keeps factual records only. It does not calculate deductions, withholding, net pay, or worker classification, and it is not tax or payroll advice. • Classroom notes are for context only — never enter student names or protected student information. Made for substitute teachers, guest teachers, retired teachers taking occasional assignments, and paraeducators who keep their own records. Available in English and Spanish. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Substitute Teacher Pay Tracker at 5.0 against TCTFCU Cards's 2.5. Substitute Teacher Pay Tracker also leads on update cadence (every 3 weeks vs every 10 months). TCTFCU Cards's advantage is in-app purchases (none vs 3) and iOS requirement (14.0 vs 17.0). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Substitute Teacher Pay Tracker sells 3 in-app purchases, starting at $1.99 per month. TCTFCU Cards asks for nothing beyond the download.
Substitute Teacher Pay Tracker holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
TCTFCU Cards ships an update every 10 months, Substitute Teacher Pay Tracker every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | TCTFCU Cards | Substitute Teacher Pay Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (2 ratings) | 5.0 (2 ratings) — better |
| Number of ratings | 2 | 2 |
| Update frequency | Every 10 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 112 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | TCT Federal Credit Union | Neobile LLC |
Customer experience
TCTFCU Cards
Substitute Teacher Pay Tracker
In-app purchases
TCTFCU Cards
No in-app purchases
Substitute Teacher Pay Tracker
- Monthly$1.991 Month
- Annual$6.991 Year
- Lifetime Pro$9.99
Questions
Is TCTFCU Cards free?
Is Substitute Teacher Pay Tracker free?
Which has better reviews, TCTFCU Cards or Substitute Teacher Pay Tracker?
Do TCTFCU Cards or Substitute Teacher Pay Tracker have ads?
Which is updated more often, TCTFCU Cards or Substitute Teacher Pay Tracker?
Other comparisons















