Comparison

CoAd.Pay COBRA WEX Version vs Substitute Teacher Pay Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoAd.Pay COBRA WEX Version

Features
Read full description

Stay up to date and worry free with the COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information • Get visibility on payments made to your plan • View notifications and receive messages from your administrator to stay up to date on your record • Click to call or email Customer Service Making Payments • Make one time payments when most convenient for you • Schedule future and recurring payments to put you at ease • Use your bank account or credit card Elections • Pick and Choose the plan(s) that best suites you • Avoid the hassle of paper by utilizing the latest in secure mobile payment technology • View what you elected to better understand your coverage level, and make changes if needed Powered by WEX Health®

About

Substitute Teacher Pay Tracker

Track your substitute teaching pay, mileage, and notes for each school. See what you're owed, compare schools, and export your records for tax time. Designed for privacy with no ads or cloud storage.

Highlights
  • Track outstanding and received pay
  • Log mileage and parking expenses
  • Rate and compare schools
  • Export data to CSV
  • Set pay due date reminders
  • Add private classroom notes
Features
Read full description

You taught the day. Did the pay ever arrive? Substitute teachers work across many schools and districts, get paid weeks later, and see one lump sum on the pay statement. This app keeps the record your district does not hand you: every day you worked, what you expected, what actually arrived, and what is still owed. KNOW WHAT EVERY SCHOOL STILL OWES YOU • Each day carries a clear status: outstanding, due today, overdue, or received. • Overdue pay is called out on your log, so nothing slips past a pay period. • Mark a day received, enter the actual gross amount from your pay statement, and see the difference from what you expected. • Settle a whole pay period at once: select the days on one statement and mark them received together. • Get a reminder on the day your pay is due. YOUR WHOLE YEAR, READY WHEN YOU NEED IT • Month and year totals: days worked, expected gross, received gross, outstanding pay, mileage, and parking. • Pick any date range — a school year, a semester, a pay period. • Export spreadsheet-ready CSV files: a mileage organizer for tax time, your full work-day records, and a summary of every school. • Working after retirement under an earnings limit? Your gross for the year is always one tap away. SEE WHICH SCHOOLS ARE WORTH GOING BACK TO • Every school gets its own summary: days, pay, mileage, parking, your rating, and your notes. • Compare two schools side by side. • Set a private return preference — Accept Again, Maybe, or Avoid — and have it in front of you the next time that school calls. LOG A DAY IN SECONDS • School, grade, teacher, and assignment type: full day, half day, or hourly. • The gross pay you expect and the date you expect it. • Mileage as total miles or as odometer start and end, plus parking. • School presets fill in your usual rate, miles, and parking; copy an earlier day with one tap. • Private classroom notes for routines, materials, and who to ask for help. PRIVATE BY DESIGN • Everything stays on your device. No account, no cloud, no ads, no analytics, and location is never requested. • The app keeps factual records only. It does not calculate deductions, withholding, net pay, or worker classification, and it is not tax or payroll advice. • Classroom notes are for context only — never enter student names or protected student information. Made for substitute teachers, guest teachers, retired teachers taking occasional assignments, and paraeducators who keep their own records. Available in English and Spanish. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CoAd.Pay COBRA WEX Version3 screens
Substitute Teacher Pay Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: CoAd.Pay COBRA WEX Version at none against Substitute Teacher Pay Tracker's 3. Substitute Teacher Pay Tracker's advantage is update cadence (monthly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Substitute Teacher Pay Tracker sells 3 in-app purchases, starting at $1.99 per month. CoAd.Pay COBRA WEX Version asks for nothing beyond the download.

UpkeepUpdate frequency

CoAd.Pay COBRA WEX Version ships an update every 6 months, Substitute Teacher Pay Tracker monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
CoAd.Pay COBRA WEX Version versus Substitute Teacher Pay Tracker: the parameters behind the verdict, then further details
ParameterCoAd.Pay COBRA WEX VersionSubstitute Teacher Pay Tracker
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 6 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size6 MB2 MB
Age rating17+4+
DeveloperPRIMEPAY, LLCNeobile LLC

In-app purchases

None

CoAd.Pay COBRA WEX Version

No in-app purchases

3 purchases

Substitute Teacher Pay Tracker

Subscriptions2
  • Monthly$1.991 Month
  • Annual$6.991 Year
One-time1
  • Lifetime Pro$9.99

Questions

Is CoAd.Pay COBRA WEX Version free?
CoAd.Pay COBRA WEX Version is free to download, with no in-app purchases.
Is Substitute Teacher Pay Tracker free?
Substitute Teacher Pay Tracker is free to download, with in-app purchases available.
Do CoAd.Pay COBRA WEX Version or Substitute Teacher Pay Tracker have ads?
Neither CoAd.Pay COBRA WEX Version nor Substitute Teacher Pay Tracker shows ads.
Which is updated more often, CoAd.Pay COBRA WEX Version or Substitute Teacher Pay Tracker?
CoAd.Pay COBRA WEX Version ships an update every 6 months, and Substitute Teacher Pay Tracker monthly. Most recently, CoAd.Pay COBRA WEX Version was updated on October 24, 2026 and Substitute Teacher Pay Tracker on October 25, 2026.

Other comparisons