Comparison

PNWFCU vs Substitute Teacher Pay Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNWFCU

Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.

Highlights
  • Check balances and transaction history
  • Pay bills and credit cards
  • Deposit checks
  • Transfer money between accounts
  • Find branches and ATMs
  • Send secure messages
Features
Read full description

Pacific NW Federal Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Pacific NW Federal Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Pacific NW Federal Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between Pacific NW Federal Credit Union accounts • Find the nearest Pacific NW Federal Credit Union branches and ATMs • Send us a message To use Pacific NW Federal Credit Union Mobile, you must be a Pacific NW Federal Credit Union member and enrolled in our online banking service. To sign up, www.pnwfcu.org

About

Substitute Teacher Pay Tracker

Track your substitute teaching pay, mileage, and notes for each school. See what you're owed, compare schools, and export your records for tax time. Designed for privacy with no ads or cloud storage.

Highlights
  • Track outstanding and received pay
  • Log mileage and parking expenses
  • Rate and compare schools
  • Export data to CSV
  • Set pay due date reminders
  • Add private classroom notes
Features
Read full description

You taught the day. Did the pay ever arrive? Substitute teachers work across many schools and districts, get paid weeks later, and see one lump sum on the pay statement. This app keeps the record your district does not hand you: every day you worked, what you expected, what actually arrived, and what is still owed. KNOW WHAT EVERY SCHOOL STILL OWES YOU • Each day carries a clear status: outstanding, due today, overdue, or received. • Overdue pay is called out on your log, so nothing slips past a pay period. • Mark a day received, enter the actual gross amount from your pay statement, and see the difference from what you expected. • Settle a whole pay period at once: select the days on one statement and mark them received together. • Get a reminder on the day your pay is due. YOUR WHOLE YEAR, READY WHEN YOU NEED IT • Month and year totals: days worked, expected gross, received gross, outstanding pay, mileage, and parking. • Pick any date range — a school year, a semester, a pay period. • Export spreadsheet-ready CSV files: a mileage organizer for tax time, your full work-day records, and a summary of every school. • Working after retirement under an earnings limit? Your gross for the year is always one tap away. SEE WHICH SCHOOLS ARE WORTH GOING BACK TO • Every school gets its own summary: days, pay, mileage, parking, your rating, and your notes. • Compare two schools side by side. • Set a private return preference — Accept Again, Maybe, or Avoid — and have it in front of you the next time that school calls. LOG A DAY IN SECONDS • School, grade, teacher, and assignment type: full day, half day, or hourly. • The gross pay you expect and the date you expect it. • Mileage as total miles or as odometer start and end, plus parking. • School presets fill in your usual rate, miles, and parking; copy an earlier day with one tap. • Private classroom notes for routines, materials, and who to ask for help. PRIVATE BY DESIGN • Everything stays on your device. No account, no cloud, no ads, no analytics, and location is never requested. • The app keeps factual records only. It does not calculate deductions, withholding, net pay, or worker classification, and it is not tax or payroll advice. • Classroom notes are for context only — never enter student names or protected student information. Made for substitute teachers, guest teachers, retired teachers taking occasional assignments, and paraeducators who keep their own records. Available in English and Spanish. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PNWFCU4 screens
Substitute Teacher Pay Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: PNWFCU at none against Substitute Teacher Pay Tracker's 3. PNWFCU also leads on ratings volume (1.6K vs 2). Substitute Teacher Pay Tracker's advantage is update cadence (monthly vs every 4 months) and rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Substitute Teacher Pay Tracker sells 3 in-app purchases, starting at $1.99 per month. PNWFCU asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Substitute Teacher Pay Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PNWFCU has 1.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PNWFCU ships an update every 4 months, Substitute Teacher Pay Tracker monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
PNWFCU versus Substitute Teacher Pay Tracker: the parameters behind the verdict, then further details
ParameterPNWFCUSubstitute Teacher Pay Tracker
PriceFreeFree
Rating4.8 (1.6K ratings)5.0 (2 ratings) — better
Positive reviews78.8% of reviews—
Number of ratings1.6K — better2
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size169 MB2 MB
Age rating4+4+
DeveloperPacific Northwest Federal Credit UnionNeobile LLC

Customer experience

PNWFCU

All ratings1,578 ratings
Positive95.3%
Neutral2.2%
Negative2.5%
Written reviews33 reviews
Positive78.8%
Neutral3.0%
Negative18.2%

Substitute Teacher Pay Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

PNWFCU

Reported bugs

2 issues
  • Black screen when trying to deposit check
  • Camera not rotating for check deposit

Requested features

2 requests
  • Option to freeze/cancel card when wallet is stolen
  • Ability to turn off auto-focus feature for check deposit

Substitute Teacher Pay Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PNWFCU

No in-app purchases

3 purchases

Substitute Teacher Pay Tracker

Subscriptions2
  • Monthly$1.991 Month
  • Annual$6.991 Year
One-time1
  • Lifetime Pro$9.99

Questions

Is PNWFCU free?
PNWFCU is free to download, with no in-app purchases.
Is Substitute Teacher Pay Tracker free?
Substitute Teacher Pay Tracker is free to download, with in-app purchases available.
Which has better reviews, PNWFCU or Substitute Teacher Pay Tracker?
Substitute Teacher Pay Tracker is rated higher. PNWFCU averages 4.8 out of 5 from 1.6K ratings, while Substitute Teacher Pay Tracker averages 5.0 from 2 ratings.
Do PNWFCU or Substitute Teacher Pay Tracker have ads?
Neither PNWFCU nor Substitute Teacher Pay Tracker shows ads.
Which is updated more often, PNWFCU or Substitute Teacher Pay Tracker?
PNWFCU ships an update every 4 months, and Substitute Teacher Pay Tracker monthly. Most recently, PNWFCU was updated on October 24, 2026 and Substitute Teacher Pay Tracker on October 25, 2026.

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