TeamPay vs EFES Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TeamPay
Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.
- Seamless digital payments
- Smart payment history tracking
- Ironclad security with biometrics
- Flexible group payments with autopay
- One-tap automated recurring payments
- Exclusive benefits and rewards
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“TeamPay” CJSC is a next-generation fintech platform that combines secure digital payments with smart financial management tools, helping you build modern financial habits and make the most of innovative opportunities. With the TeamPay app, you can: • pay your utility bills, • make financial and government payments, • and take care of other everyday payments. You can also: • save your payments, • create groups, • and activate automatic payments to make sure your bills are paid on time, without any delays. And that’s not all. Every month, you can choose up to 3 benefits in the TeamPay app and enjoy exclusive offers from Team Telecom Armenia, Team Energy, and Buy.am. If you want to make your everyday spending even easier, just order a TeamPay Visa digital card and enjoy a simple, convenient, and secure way to pay. TeamPay, your transactions in one place. Simple. Fast. Secure. Get to know us better at: https://teampay.am/en
EFES Insurance
Manage your insurance policies, submit claims, and access important documents conveniently from your mobile device. Receive real-time updates and easily contact customer support for all your insurance needs.
- Policy management
- Claims submission and tracking
- Document access
- Real-time notifications
- Customer support contact
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Welcome to the official EFES Insurance Company app! Manage your insurance policies conveniently from your mobile device with our intuitive and user-friendly interface. Stay connected with your insurance coverage anytime, anywhere. Key Features: - Policy Management: View and manage your insurance policies on the go. - Claims Submission: Easily submit and track insurance claims directly from your phone. - Document Access: Access important insurance documents and certificates whenever you need them. - Notifications: Stay informed with real-time updates on policy changes, renewal reminders, and more. - Contact Support: Reach out to our customer support team for assistance with your insurance inquiries. Download the EFES Insurance app now to experience seamless insurance management tailored to your needs. Your peace of mind is just a tap away!
Screenshots
Verdict
The clearest difference is rating: TeamPay at 4.3 against EFES Insurance's 4.0. TeamPay also leads on update cadence (every 10 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TeamPay holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 6 and 4 respectively.
TeamPay ships an update every 10 days, EFES Insurance every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | TeamPay | EFES Insurance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 6 — better | 4 |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 16 | 16.0 |
| Further details — not scored | ||
| Size | 141 MB | 179 MB |
| Age rating | 4+ | 17+ |
| Developer | TELECOM ARMENIA, OJSC | EFES ICJSC |
Customer experience
TeamPay
EFES Insurance
In-app purchases
TeamPay
No in-app purchases
EFES Insurance
No in-app purchases







