Comparison

Tanweel | تنويل vs Ghanem | غانم

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tanweel | تنويل

This platform connects users with financing offers from multiple institutions in Saudi Arabia. It simplifies the process of obtaining personal, auto lease, and real estate financing with transparent steps and tailored options. Explore competitive rates and flexible repayment terms to achieve your financial goals.

Highlights
  • Digital finance brokerage
  • Multiple financing offers
  • Personal finance options
  • Auto lease finance
  • Real estate finance
  • Transparent application process
  • Flexible repayment terms
Read full description

Welcome to Tanweel The first digital finance brokerage platform in Saudi Arabia, licensed by the Saudi Central Bank (SAMA). At Tanweel, we offer financing offers from multiple financial institutions, tailored specifically to meet your needs — with simple and fast steps. Why Tanweel? From application to receiving your finance, every step is easy. We understand that financing procedures can be complex, but at Tanweel, we make them simpler and more transparent. We connect you with the best financing providers to ensure quick and easy choices. Types of Financing: - Personal Finance Whether you need financing for education, furnishing your home, or travel. We offer flexible options that suit your needs. - Auto Lease Finance Planning to buy a car? Save your time and effort! We bring you offers from multiple providers, and you get to choose the one that best fits your preferences. - Real Estate Finance From owning a house or an apartment to achieving your dream home. We provide real estate financing offers tailored to your ambitions. Annual Percentage Rate (APR): - Banks: Rates range from 2.50% to 7% - Financing Companies: Rates range from 9% to 19% Repayment Terms: We offer flexible repayment periods ranging from 6 months to 30 years, to suit your financial plans. Example: If you finance SAR 50,000 for 60 months (5 years) with a 1% annual rate, the total profit will be SAR 1,281. This means the total repayment amount will be SAR 51,281, and your monthly instalment will be SAR 855. Please note: This is a sample estimation — actual rates and costs may vary based on the financing provider’s terms. Download the Tanweel App Now Tanweel — Your Shortcut to Financing Discover financing solutions tailored to you. Start your journey today toward a clearer and more stable financial future.

About

Ghanem | غانم

Invest in premium Saudi Arabian real estate with fractional ownership. Grow your wealth and diversify your portfolio with Sharia-compliant options starting at 1000 SAR. The platform is user-friendly, seamless, and secure.

Highlights
  • Fractional real estate ownership
  • Wealth growth and portfolio diversification
  • Sharia-compliant investments
  • Low minimum investment (1000 SAR)
  • User-friendly and secure platform
  • Invest in Saudi Arabian market
Features
Read full description

Turn Your Real Estate Dreams into Reality With Ghanem, you can fractionally own real estate, grow your wealth, and diversify your investment portfolio with ease. Invest in premium properties that generate annual returns and offer strong (ROI) upon exit—all while participating in Saudi Arabia’s rapidly expanding real estate market. Why Choose Ghanem? - Sharia-Compliant – Invest with confidence in a platform that aligns with your values. - Easy Entry – Low minimum ticket value allows you to start investing for as low as 1000 SAR - Seamless & Secure – A user-friendly platform designed to make investing simple, fast, and safe. Make the smart move today—start investing with Ghanem! Start your investment journey today with Ghanem! Learn more at: https://ghanem.sa/en Ghanem is part of the Saudi Proptech Sandbox, regulated by the Real Estate General Authority (REGA).

Screenshots

Tanweel | تنويل4 screens
Ghanem | غانم4 screens

Verdict

The call

The clearest difference is review sentiment: Ghanem | غانم at 100% against Tanweel | تنويل's 13%. Ghanem | غانم also leads on rating (5.0 vs 3.9) and update cadence (every 9 days vs every 3 weeks). Tanweel | تنويل's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ghanem | غانم holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 25 and 6 respectively. Written reviews point the same way: 13% of Tanweel | تنويل's written reviews are positive against 100% of Ghanem | غانم's.

UpkeepUpdate frequency

Tanweel | تنويل ships an update every 3 weeks, Ghanem | غانم every 9 days. The most recent releases landed on September 18, 2026 and September 5, 2026 respectively.

Scorecard6 real differences · 4 level
Tanweel | تنويل versus Ghanem | غانم: the parameters behind the verdict, then further details
ParameterTanweel | تنويلGhanem | غانم
PriceFreeFree
Rating3.9 (25 ratings)5.0 (6 ratings) — better
Positive reviews12.9% of reviews100.0% of reviews — better
Number of ratings25 — better6
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size48 MB68 MB
Age rating17+4+
DeveloperCreative FutureGhanem Aloula

Customer experience

Tanweel | تنويل

All ratings25 ratings
Positive72.0%
Neutral0.0%
Negative28.0%
Written reviews31 reviews
Positive12.9%
Neutral3.2%
Negative83.9%

Ghanem | غانم

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Tanweel | تنويل

No in-app purchases

None

Ghanem | غانم

No in-app purchases

Questions

Is Tanweel | تنويل free?
Tanweel | تنويل is free to download, with no in-app purchases.
Is Ghanem | غانم free?
Ghanem | غانم is free to download, with no in-app purchases.
Which has better reviews, Tanweel | تنويل or Ghanem | غانم?
Ghanem | غانم is rated higher. Tanweel | تنويل averages 3.9 out of 5 from 25 ratings, while Ghanem | غانم averages 5.0 from 6 ratings.
Do Tanweel | تنويل or Ghanem | غانم have ads?
Ghanem | غانم shows ads; Tanweel | تنويل does not.
Which is updated more often, Tanweel | تنويل or Ghanem | غانم?
Tanweel | تنويل ships an update every 3 weeks, and Ghanem | غانم every 9 days. Most recently, Tanweel | تنويل was updated on September 18, 2026 and Ghanem | غانم on September 5, 2026.

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