WeTally vs Numio

Some ledgers belong to your private everyday life. Others tell the story of two people, one household, or a group heading somewhere together. WeTally keeps your personal ledgers private while letting you invite the people who matter to track a shared ledger together. Everyone can add their part from their own device and stay aligned on spending, budgets, reimbursements, trips and the stories behind them. Private ledgers are never exposed by sharing. Only a shared ledger you intentionally create or join is synchronized among its members through iCloud. Owners manage members and permissions; participants can edit or view according to access. Leaving removes the ledger only from that participant, while owners receive a clear warning before deleting a ledger for everyone. Expense tracking isn't only about numbers. It's also about remembering life—and the people who share it with you. 【Features】 * Shared Ledgers: Invite family, partners, friends or teammates to contribute to the same ledger from their own devices. * Members & Permissions: Manage members through Apple's system sharing interface, with edit and view-only access. * Private by Design: Personal ledgers never appear in shared ledgers, and every shared ledger keeps its data separate. * Shared Transaction Settings: Categories, payment methods, platforms and templates belong only to the current shared ledger. * Complete Shared Tools: Reimbursements, chapters, activity analysis, balance trends, category trends, import, export and collaboration details. * Existing Entry Points: Balance Overview, widgets, Shortcuts and deep links can all select shared ledgers. * Chapters: Group transactions for trips, gatherings, renovations and holidays, then add reflections and photos. * Multiple Ledgers: Keep personal, household and work finances organized independently. * Reimbursements: Track pending and completed reimbursements clearly. * Financial Analysis: Review daily, weekly, monthly and yearly charts. * Balance & Category Trends: Understand how balances and spending habits change over time. * Monthly Budgets & Reminders: Plan spending and build a consistent tracking habit. * iCloud Sync: Sync private data across your devices and shared data among members who joined. * Widgets & Shortcuts: View key figures and log transactions faster. * Import & Export: Bring in bills and export summaries, reimbursements and transaction details. * Privacy Controls: Protect sensitive totals with Face ID or Touch ID where supported. * 10 Languages: English, Simplified and Traditional Chinese, Japanese, Korean and more. 【About Shared Ledgers】 * Shared ledgers require iCloud and Apple's system sharing services. Sync timing can vary with network and device conditions. * Owners can delete a shared ledger for everyone; participants can leave without affecting the owner or other members. The app explains the impact before either action. * WeTally+ membership belongs to each individual. Premium features depend on the current member's own subscription and ledger permission. * More answers are available under Shared Ledger Help in Settings. 【Subscription Terms】 * A paid subscription is required to unlock all premium features. * Subscription periods: 1 Month, 3 Months, and 1 Year. * Pricing: $0.99/month; $2.99/quarter; $9.99/year. * Payment will be charged to your iTunes Account at confirmation of purchase. All subscriptions come with a 1-month free trial and automatically renew. * Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. * Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period. * Manage or cancel subscriptions under Settings → Apple ID → Subscriptions. 【Privacy Policy】 https://gitee.com/huangrunhua/TallyApp/blob/main/WeTally%E9%9A%90%E7%A7%81%E6%94%BF%E7%AD%96.md 【Terms of Use】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Confirm credit card statements, separate amounts due from unbilled spending, and apply repayments to a specific statement - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Record property and vehicle purchases, manually update their values, and link loans - Track mortgages, car loans, and other loans, with remaining installments, actual payments, and reminders - Organize insurance policies, insured people, coverage, premiums, and renewals, including lifetime coverage and paid-up status - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Group multi-currency cash and holdings at the same broker or platform in an investment account - Estimate term deposit interest and total value at maturity with reminders before it arrives, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device Numio Pro Eligible users can try all Pro features free for 7 days. The trial ends automatically with no automatic charge. A separate one-time purchase unlocks lifetime Pro access. More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export and restore Numio backup packages, export ZIP archives and CSV spreadsheets, and export local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.