WeTally vs 账明白

Some ledgers belong to your private everyday life. Others tell the story of two people, one household, or a group heading somewhere together. WeTally keeps your personal ledgers private while letting you invite the people who matter to track a shared ledger together. Everyone can add their part from their own device and stay aligned on spending, budgets, reimbursements, trips and the stories behind them. Private ledgers are never exposed by sharing. Only a shared ledger you intentionally create or join is synchronized among its members through iCloud. Owners manage members and permissions; participants can edit or view according to access. Leaving removes the ledger only from that participant, while owners receive a clear warning before deleting a ledger for everyone. Expense tracking isn't only about numbers. It's also about remembering life—and the people who share it with you. 【Features】 * Shared Ledgers: Invite family, partners, friends or teammates to contribute to the same ledger from their own devices. * Members & Permissions: Manage members through Apple's system sharing interface, with edit and view-only access. * Private by Design: Personal ledgers never appear in shared ledgers, and every shared ledger keeps its data separate. * Shared Transaction Settings: Categories, payment methods, platforms and templates belong only to the current shared ledger. * Complete Shared Tools: Reimbursements, chapters, activity analysis, balance trends, category trends, import, export and collaboration details. * Existing Entry Points: Balance Overview, widgets, Shortcuts and deep links can all select shared ledgers. * Chapters: Group transactions for trips, gatherings, renovations and holidays, then add reflections and photos. * Multiple Ledgers: Keep personal, household and work finances organized independently. * Reimbursements: Track pending and completed reimbursements clearly. * Financial Analysis: Review daily, weekly, monthly and yearly charts. * Balance & Category Trends: Understand how balances and spending habits change over time. * Monthly Budgets & Reminders: Plan spending and build a consistent tracking habit. * iCloud Sync: Sync private data across your devices and shared data among members who joined. * Widgets & Shortcuts: View key figures and log transactions faster. * Import & Export: Bring in bills and export summaries, reimbursements and transaction details. * Privacy Controls: Protect sensitive totals with Face ID or Touch ID where supported. * 10 Languages: English, Simplified and Traditional Chinese, Japanese, Korean and more. 【About Shared Ledgers】 * Shared ledgers require iCloud and Apple's system sharing services. Sync timing can vary with network and device conditions. * Owners can delete a shared ledger for everyone; participants can leave without affecting the owner or other members. The app explains the impact before either action. * WeTally+ membership belongs to each individual. Premium features depend on the current member's own subscription and ledger permission. * More answers are available under Shared Ledger Help in Settings. 【Subscription Terms】 * A paid subscription is required to unlock all premium features. * Subscription periods: 1 Month, 3 Months, and 1 Year. * Pricing: $0.99/month; $2.99/quarter; $9.99/year. * Payment will be charged to your iTunes Account at confirmation of purchase. All subscriptions come with a 1-month free trial and automatically renew. * Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. * Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period. * Manage or cancel subscriptions under Settings → Apple ID → Subscriptions. 【Privacy Policy】 https://gitee.com/huangrunhua/TallyApp/blob/main/WeTally%E9%9A%90%E7%A7%81%E6%94%BF%E7%AD%96.md 【Terms of Use】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

账明白 —— 帮你每月找出能省的那笔钱 每月工资一到手就没了？打开账明白，把你和家人的支付宝、微信账单 合并导入，AI 顾问以专业财务顾问的视角帮你做一次彻底的账单体检： 钱花在哪儿了、哪些可以不花、下个月怎么省。 【核心功能】 · 家庭总账：全家人的支付宝、微信账单合并成一本账，统一分析全家收支 · 一键导入：支持支付宝、微信支付官方账单文件，几分钟完成导入 · 账单体检报告：支出结构、异常消费、高频商户，一份报告看明白 · AI 省钱顾问：基于你的真实账单回答问题，给出可执行的省钱建议 · 截流计划：识别可以砍掉的订阅、冲动消费和隐形支出，制定月度截流计划 · 趋势对比：多个月账单放在一起，看清消费习惯的变化 · 账单日历：每天花了多少，一目了然 【为什么放心】 · 账单在本机解析，原始文件不上传 · 发送给 AI 的数据经过脱敏，不含账号、银行卡号、交易单号 · 明细数据默认不用于分析，只有你明确授权后 AI 才能看到 【适合谁】 · 想看清钱花在哪里的你 · 想统一管理全家账目、看清家庭收支全貌的你 · 想控制支出、每月多存一点的你 · 不想手动记账、又想要专业分析的你 【会员订阅说明】 账明白可免费使用，Pro 会员解锁全部历史月份、多月趋势对比、AI 顾问完整对话等功能。 · 连续包月：首月 1 元，次月起 9.9 元/月 · 连续包年：68 元/年 （创始会员，只需48元/年，后期停售，存量续费价不变 = "续费永久同价"） · 订阅周期：1 个月（连续包月）/ 12 个月（连续包年） · 付款：确认购买后通过 iTunes 账户扣款 · 自动续费：订阅到期前 24 小时内自动扣费续期；如需取消，请在到期前 24 小时以上， 前往 App Store「账户设置-订阅」中关闭自动续费 · 隐私政策：https://wesou.cc/family-finance/static/privacy.html · 用户协议（含自动续费服务规则）：https://wesou.cc/family-finance/static/terms.html 有任何建议，欢迎在 App 内「我的-意见反馈」告诉我们。