Sword Pay vs Mesoc
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sword Pay
This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.
- International money transfers
- Crypto buying, selling, and trading
- Encrypted chat and file sharing
- Split payments among contacts
- Two-factor authentication
- No monthly banking fees
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SWORD Protected International Payments International Payment Solution KEY WORDS Wallet, Pay, P2P, Send money HOW IT WORKS Download the SWORD App and sign up in 2 simple steps. Follow our Two Factor Authentication process and start using your SWORD right away. ABOUT THIS APP An encrypted global payment solution connecting you to the world. To Protect. To Provide. To Conquer. SWORD protects and provides both your payment and communication needs (Telegram Encryption). Creating a platform for you to connect to billions of people. Chat, Make Payments, Receive Funds, Trade Crypto and Share encrypted media with No monthly banking Fees. Expand your world through SWORD and take ownership of what’s yours. SEND AND REQUEST MONEY INTERNATIONALLY Send and Request funds while directly communicating with your contacts or customers, securely and instantly. Enjoy the security of industry leading payment features to send or receive money in cash or crypto directly. Send or Request funds to Anyone, Anywhere, Anytime and keep in direct communication with In-App Encrypted Chat. BUY, SELL, SEND, AND RECEIVE CRYPTO Swift, Simplified and Social way to trade over 350 Crypto assets. Easily start or maintain your crypto wallet through SWORD. Send, Request, Buy, Hold, Sell, Exchange and FileShare with crypto. Please be aware that Crypto is volatile , Purchasing crypto involves risk as the value may rise and fall quickly. Consider seeking advice from your financial adviser. SPLIT A PAYMENT OR A REQUEST BETWEEN MULTIPLE CONTACTS Easily Pay or Send (a) Payment Request to multiple people at once. Select the contact or group and customise the payment. Or have Sword split the amounts equally for you. SHARE ENCRYPTED FILES FileShare - Empowering users to protect their work. Send it regularly in chat for free or include FileShare with a payment request. **SWORD is a financial technology platform, not a bank. Banking services are provided and issued by SWORD banking partners, not Excalibur Ascension LLC.
Mesoc
Connect with others through direct messaging, group chats, and live streaming. Optionally link your digital wallet to view assets within the app. Prioritizes privacy and safety with clear terms of service.
- One-to-one messaging
- Group and contact management
- Live streaming rooms
- Multiple sign-in options
- Optional wallet connection
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Mesoc is a social app for messaging, communities, live streaming, and optional wallet connections. Messaging Chat one-to-one with text, images, and files. Groups & Contacts Create groups, manage contacts, and stay connected with your community. Live Streaming Discover live rooms, find hosts, or start your own live stream. Sign-In Options Use email, Google, Sign in with Apple, or a supported wallet to access Mesoc. Wallet Optionally connect a compatible wallet to view supported assets in the app. Mesoc does not ask for or store your wallet’s private key or recovery phrase. Privacy & Safety Please review our Terms of Service and Privacy Policy before using Mesoc. Always verify account and payment details carefully when using connected services.
Screenshots
Verdict
The clearest difference is rating: Mesoc at 3.5 against Sword Pay's 3.0. Mesoc also leads on ads (none vs shown) and update cadence (every 9 days vs every 5 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mesoc holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
Sword Pay ships an update every 5 weeks, Mesoc every 9 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.
| Parameter | Sword Pay | Mesoc |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 3.5 (2 ratings) — better |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 2 | 2 |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 171 MB | 121 MB |
| Age rating | 4+ | 9+ |
| Developer | Excalibur Ascension ltd | Mesoc |
Customer experience
Sword Pay
Mesoc
In-app purchases
Sword Pay
No in-app purchases
Mesoc
No in-app purchases









