Comparison

Sword Pay vs Mesoc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sword Pay

This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.

Highlights
  • International money transfers
  • Crypto buying, selling, and trading
  • Encrypted chat and file sharing
  • Split payments among contacts
  • Two-factor authentication
  • No monthly banking fees
Features
Read full description

SWORD Protected International Payments International Payment Solution KEY WORDS Wallet, Pay, P2P, Send money HOW IT WORKS Download the SWORD App and sign up in 2 simple steps. Follow our Two Factor Authentication process and start using your SWORD right away. ABOUT THIS APP An encrypted global payment solution connecting you to the world. To Protect. To Provide. To Conquer. SWORD protects and provides both your payment and communication needs (Telegram Encryption). Creating a platform for you to connect to billions of people. Chat, Make Payments, Receive Funds, Trade Crypto and Share encrypted media with No monthly banking Fees. Expand your world through SWORD and take ownership of what’s yours. SEND AND REQUEST MONEY INTERNATIONALLY Send and Request funds while directly communicating with your contacts or customers, securely and instantly. Enjoy the security of industry leading payment features to send or receive money in cash or crypto directly. Send or Request funds to Anyone, Anywhere, Anytime and keep in direct communication with In-App Encrypted Chat. BUY, SELL, SEND, AND RECEIVE CRYPTO Swift, Simplified and Social way to trade over 350 Crypto assets. Easily start or maintain your crypto wallet through SWORD. Send, Request, Buy, Hold, Sell, Exchange and FileShare with crypto. Please be aware that Crypto is volatile , Purchasing crypto involves risk as the value may rise and fall quickly. Consider seeking advice from your financial adviser. SPLIT A PAYMENT OR A REQUEST BETWEEN MULTIPLE CONTACTS Easily Pay or Send (a) Payment Request to multiple people at once. Select the contact or group and customise the payment. Or have Sword split the amounts equally for you. SHARE ENCRYPTED FILES FileShare - Empowering users to protect their work. Send it regularly in chat for free or include FileShare with a payment request. **SWORD is a financial technology platform, not a bank. Banking services are provided and issued by SWORD banking partners, not Excalibur Ascension LLC.

About

Mesoc

Connect with others through direct messaging, group chats, and live streaming. Optionally link your digital wallet to view assets within the app. Prioritizes privacy and safety with clear terms of service.

Highlights
  • One-to-one messaging
  • Group and contact management
  • Live streaming rooms
  • Multiple sign-in options
  • Optional wallet connection
Read full description

Mesoc is a social app for messaging, communities, live streaming, and optional wallet connections. Messaging Chat one-to-one with text, images, and files. Groups & Contacts Create groups, manage contacts, and stay connected with your community. Live Streaming Discover live rooms, find hosts, or start your own live stream. Sign-In Options Use email, Google, Sign in with Apple, or a supported wallet to access Mesoc. Wallet Optionally connect a compatible wallet to view supported assets in the app. Mesoc does not ask for or store your wallet’s private key or recovery phrase. Privacy & Safety Please review our Terms of Service and Privacy Policy before using Mesoc. Always verify account and payment details carefully when using connected services.

Screenshots

Sword Pay4 screens
Mesoc4 screens

Verdict

The call

The clearest difference is rating: Mesoc at 3.5 against Sword Pay's 3.0. Mesoc also leads on ads (none vs shown) and update cadence (every 9 days vs every 5 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mesoc holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Sword Pay ships an update every 5 weeks, Mesoc every 9 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

Scorecard4 real differences · 6 level
Sword Pay versus Mesoc: the parameters behind the verdict, then further details
ParameterSword PayMesoc
PriceFreeFree
Rating3.0 (2 ratings)3.5 (2 ratings) — better
Positive reviews83.3% of reviews—
Number of ratings22
Update frequencyEvery 5 weeksEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.5
Further details — not scored
Size171 MB121 MB
Age rating4+9+
DeveloperExcalibur Ascension ltdMesoc

Customer experience

Sword Pay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Mesoc

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Sword Pay

No in-app purchases

None

Mesoc

No in-app purchases

Questions

Is Sword Pay free?
Sword Pay is free to download, with no in-app purchases.
Is Mesoc free?
Mesoc is free to download, with no in-app purchases.
Which has better reviews, Sword Pay or Mesoc?
Mesoc is rated higher. Sword Pay averages 3.0 out of 5 from 2 ratings, while Mesoc averages 3.5 from 2 ratings.
Do Sword Pay or Mesoc have ads?
Sword Pay shows ads; Mesoc does not.
Which is updated more often, Sword Pay or Mesoc?
Sword Pay ships an update every 5 weeks, and Mesoc every 9 days. Most recently, Sword Pay was updated on November 3, 2026 and Mesoc on November 10, 2026.

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