Composer by SoFi vs Ends Meet

Join thousands using AI to automate their trading. With Composer, AI curates or creates automated trading strategies for you from a few simple clicks or a request in plain English—no coding required. Backtest, customize, and automate in minutes. AI-POWERED STRATEGY DISCOVERY - Tell AI your trading ideas and preferences and it creates custom strategies, instantly - AI surfaces the best performing picks from 2000+ community-built trading strategies - Works with stocks and ETFs BACKTEST BEFORE YOU INVEST - See how strategies would have performed using historical data - Compare performance against benchmarks like the S&P 500 - Understand risk metrics before committing real money FULLY AUTOMATED TRADE EXECUTION - Start trading with as little as $50 - Your strategies trade automatically based on the rules you set - Get alerts when trades execute - Pause, edit, or liquidate anytime—you're always in control START TRADING AND UPGRADE WHEN YOU'RE READY - No subscription fee to automate your first strategy - Go Advanced ($10/month) to run a portfolio of up to 5 strategies - Go Pro ($40/month or $384/year) for up to 500 strategies, priority trade timing, and API access BEST-IN-CLASS SECURITY - Two-factor authentication - Bank-level encryption - Composer Securities is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. SIPC does not protect against market losses. Please see our Commissions and Fees: https://composer.trade/commissions-fees Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading. Past performance not representative of future results. Please read important legal disclosures: https://www.composer.trade/disclosures Securities products and brokerage services are offered by Composer Securities LLC, a broker-dealer registered with the SEC and member of FINRA / SIPC. Composer Securities LLC and Composer Technologies Inc. are separate but affiliated companies. Accounts are carried and securities execution, clearance and settlement services are provided by Alpaca Securities LLC, and Apex Clearing Corporation, SEC-registered broker-dealers and members of FINRA / SIPC. Alpaca Securities is a wholly-owned subsidiary of AlpacaDB, Inc. Apex Clearing Corporation, is a wholly-owned subsidiary of Apex Fintech Solutions Inc. Check the background of Composer Securities LLC, Alpaca Securities LLC, and Apex Clearing Corporation on FINRA BrokerCheck . This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Composer Securities is not registered. Securities products are: Not FDIC insured. Not bank guaranteed. May lose value. FINRA BrokerCheck reports for Composer Securities LLC: https://brokercheck.finra.org/ Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, Composer Technologies Inc. and its affiliates are not partners, affiliates, or licensees of these companies.

Too many bills, unclear priorities, and no idea what the next check can cover? Ends Meet puts every bill in one place and shows one thing clearly: which bills land on this paycheck, and what is left after them. That is your breathing room, and you see it before you spend a cent. Keep the plan true Type what happened, such as "rent is paid," "spent 40 on gas," or "landed 940." Review what Ends Meet understood before you save an update to your plan. Regular entry controls are available whenever you prefer. Built for real pay schedules Paid weekly, every two weeks, twice a month, or on a schedule that jumps around? Ends Meet plans by paycheck, not by calendar month. See an estimate based on the pay and bills you entered, not a live bank balance. If your pay varies, you can add each check as it arrives. Money Talk is optional AI help. Ask about the plan you entered or prepare a bill, income, or goal change in plain words. Review changes before saving. Payoff and goal estimates depend on your entries and assumptions. Ends Meet never moves money or promises savings. Payday and weekly reads can help you review your plan. See the whole picture, or just this check Move between Pay period, Month, and Bills & accounts. Pay period shows the bills covered by one check, Month shows the wider plan, and Bills & accounts keeps recurring bills, cards, and payoff accounts together. Compact rows open when you need details. Been away? Review what is still due and update your plan at your own pace. Pick one goal and watch it grow Set a single goal that matters: a starter cushion, a paid-off card, money for a trip. Plan contributions on checks that have room and skip ones that do not. These are planning records, not transfers. Calm by design No dark spreadsheets, no jargon, no endless categories. Just warm paper and your number as the biggest thing on the screen. Private by default No bank logins. You type your own income and bills, so there is no financial account to connect. No ads, and we do not sell your personal information. Delete your account and active account data from inside the app anytime. Free Planning your paychecks, tracking which bills land on each one, seeing your leftover, setting a goal, and Money Talk are all free. Sign in with Apple or Google, then start with a paycheck and a bill. Optional Apple Watch voice entry uploads audio through Ends Meet to Groq for transcription when you tap Stop or Use recording, where shown. Review the result before saving a financial change. This is separate from on-device phone and tablet voice entry. Make ends meet, and see the room you did not know you had.