InstaWally vs MCTPayVA
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
InstaWally
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InstaWally for Fintechs and Businesses - A proprietary white-label wallet app designed to streamline payments for businesses and their customers on a single platform. - Easily set up your own wallet program with integrated payment features, including credit card issuing, top-ups via bank transfers, and digital assets. Launch your customer loyalty program hassle-free. - Tailor the wallet experience with your brand colors and design to ensure a consistent brand identity. - Save on resources by leveraging our platform, eliminating the need for your own infrastructure to manage the wallet app. About Us DCS Innov emerged from the vision of DCS Card Centre to spearhead payment innovation within Singapore and the region. We benefit from several operational strengths of DCS Card Centre as an established financial institution that is regulated under the Banking Act. These include its regulatory licenses, cards and payments infrastructure, as well as risk and compliance processes. All of which can now be harnessed within a single stop shop at Innov. For fintechs/businesses who would like to request for a demo, please visit www.dcsinnov.com.
MCTPayVA
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
Screenshots
Verdict
InstaWally and MCTPayVA are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InstaWally ships an update every 3 months, MCTPayVA every 4 months. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.
| Parameter | InstaWally | MCTPayVA |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months โ better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 13.4 | 12.0 โ better |
| Further details โ not scored | ||
| Size | 203 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | DCS Card Centre Pte Ltd | MOBILE COMMUNITY TECH PTE LTD |
In-app purchases
InstaWally
No in-app purchases
MCTPayVA
No in-app purchases









