MCTPayVA vs Hqing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCTPayVA
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
Hqing
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Introducing our new app – Your All-in-One Debit Card Solution! Easily manage your finances with a virtual debit card for secure online transactions and a physical debit card for everyday use. Whether you’re shopping online or at your favorite store, our app provides a seamless and secure experience. Get started in minutes! Simply complete a quick KYC (Know Your Customer) process to unlock your debit card features. With our app, you’ll enjoy instant access to your virtual card while waiting for your physical card to arrive. Stay in control of your spending, enjoy top-notch security, and experience the convenience of our all-new debit card service. Download now!
Screenshots
Verdict
The clearest difference is iOS requirement: MCTPayVA at 12.0 against Hqing's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCTPayVA ships an update every 4 months, Hqing every 7 months. The most recent releases landed on December 3, 2025 and September 14, 2026 respectively.
| Parameter | MCTPayVA | Hqing |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 38 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | MOBILE COMMUNITY TECH PTE LTD | MTM PAYMENTS PTE. LTD. |
In-app purchases
MCTPayVA
No in-app purchases
Hqing
No in-app purchases
