MCTPay vs Hqing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCTPay
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
Hqing
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Introducing our new app – Your All-in-One Debit Card Solution! Easily manage your finances with a virtual debit card for secure online transactions and a physical debit card for everyday use. Whether you’re shopping online or at your favorite store, our app provides a seamless and secure experience. Get started in minutes! Simply complete a quick KYC (Know Your Customer) process to unlock your debit card features. With our app, you’ll enjoy instant access to your virtual card while waiting for your physical card to arrive. Stay in control of your spending, enjoy top-notch security, and experience the convenience of our all-new debit card service. Download now!
Screenshots
Verdict
The clearest difference is update cadence: MCTPay at every 10 days against Hqing's every 7 months. Hqing's advantage is iOS requirement (15.1 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCTPay ships an update every 10 days, Hqing every 7 months. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.
| Parameter | MCTPay | Hqing |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 9 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | MOBILE COMMUNITY TECH PTE LTD | MTM PAYMENTS PTE. LTD. |
In-app purchases
MCTPay
No in-app purchases
Hqing
No in-app purchases
