QIB Lite vs ATM Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QIB Lite
A simplified banking app for quick access to daily financial needs. It supports multiple languages and offers features like transfers, bill payments, and salary advances. Manage your accounts and update your profile with ease.
- Free registration with debit card PIN
- Local and international transfers
- Bill payments and mobile recharge
- Salary advance feature
- Account balance and transaction history
- Profile updates
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Embrace the ease of banking with QIB Lite App, specially designed for those who just want a quick and simple access to their daily banking needs. This user-friendly App breaks language barriers by supporting Hindi, Bangla, English, Arabic, and more languages to come, making it the perfect choice. Key features include: • Simple & Free Registration: Using QID & QIB Debit Card Pin, you can self-register to access your QIB Account • Transfers: Benefit from competitive exchange rates and exceptional speed for your local and international account to account transfers and cash transfers • Bill Payments & Mobile Recharge: Manage your Ooredoo, Vodafone and Kahramaa bills and mobile recharges effortlessly. • Salary Advance: Access funds in advance for urgent financial needs. • Account Management: Seamlessly check balances, manage debit cards, and view transactions history. • Profile Updates: Easily update personal information. Designed with simplicity in mind, QIB Lite puts all features and services in one screen. With just one tap, access any feature. The app streamlines processes, offering clear, easy and shorter steps for all transactions. The QIB Lite App is a simplified version of the QIB Mobile App, offering access to basic banking products and services. For customers seeking a comprehensive view of their entire portfolio, including credit cards, investment products, and deposits, the QIB Mobile App is readily available for a complete banking experience. Contact us:- We are there to help you 24/7. You can contact us through email: Mobilebanking@qib.com.qa
ATM Flow
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ATM Flow is a manual budgeting app built for people who want full control over their finances — and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT • Fully bilingual — native Arabic and English with full RTL support and Arabic-Indic numerals • Zero data collection — no analytics, no tracking, no accounts to create. Your financial data stays yours. • iCloud sync across all your devices — encrypted by Apple, invisible to us • Built for the Gulf — QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES • Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot • Custom categories with emoji icons — organize expenses your way • Budgets per category or overall, with daily/weekly/monthly/yearly periods • Financial goals with progress tracking • Recurring transactions that auto-post bills and subscriptions • Reports with income vs. expense, daily trends, and monthly comparisons • Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV • Dark mode and light mode with customizable accent colors • Face ID / Touch ID app lock • Daily reminder notifications • Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move — genuinely useful apps, always free.
Screenshots
Verdict
The clearest difference is iOS requirement: QIB Lite at 16.6 against ATM Flow's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QIB Lite ships an update every 2 months, ATM Flow every 6 weeks. The most recent releases landed on October 20, 2026 and October 28, 2026 respectively.
| Parameter | QIB Lite | ATM Flow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 67 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Qatar Islamic Bank | Yousif Ameen |
In-app purchases
QIB Lite
No in-app purchases
ATM Flow
No in-app purchases









