ATM Flow vs budgenie

ATM Flow is a manual budgeting app built for people who want full control over their finances — and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT • Fully bilingual — native Arabic and English with full RTL support and Arabic-Indic numerals • Zero data collection — no analytics, no tracking, no accounts to create. Your financial data stays yours. • iCloud sync across all your devices — encrypted by Apple, invisible to us • Built for the Gulf — QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES • Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot • Custom categories with emoji icons — organize expenses your way • Budgets per category or overall, with daily/weekly/monthly/yearly periods • Financial goals with progress tracking • Recurring transactions that auto-post bills and subscriptions • Reports with income vs. expense, daily trends, and monthly comparisons • Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV • Dark mode and light mode with customizable accent colors • Face ID / Touch ID app lock • Daily reminder notifications • Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move — genuinely useful apps, always free.

Budgenie is a simple, beautiful budget tracking app that helps you understand and take control of your money. Log income and expenses in seconds, organize them with categories, and watch your monthly spending come to life with clean, easy to read charts. Set budget goals and track your progress so you always know where you stand. FEATURES • Quick transaction tracking — Add income and expenses in just a few taps, with a form that's ready to go every time you open it. • Spending categories — Organize transactions by category to see exactly where your money goes. • Remaining budget — See how much is left in each category and how many days remain in the month. • Daily calendar — See each day's income and spending at a glance, and add transactions straight from any day. • Monthly spending chart — Visualize your spending over time and spot trends at a glance. • Flexible view periods — Toggle between different time periods to review your finances your way. • Savings goals — Set savings goals and track your progress toward them. • Multiple accounts — Create and manage multiple accounts, rename them, or remove the ones you no longer need. • Color themes — Make the app yours with a choice of color themes. • 10 languages — Including English, Arabic, French, Spanish and German. • Export your data — Export your transactions to CSV any time to keep your own records. • Full data control — Your budget syncs securely to your account, and you can delete all your data whenever you want. Whether you're saving for something special, paying down debt, or just want a clearer picture of your finances, Budgenie makes budgeting effortless. BUDGENIE PRO Budgenie requires a Budgenie Pro subscription, available monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.budgenie.app/privacy/ Download Budgenie today and start building better money habits.