Comparison

P1 Lombard Loan vs Central Trust

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

P1 Lombard Loan

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P1 Lombard is a Lombard Lending solution for wealth managers and their clients to access a revolving line of credit against their existing investment portfolio. The app is used as a communication tool to apply for the credit and verify with their wealth manager the value of the portfolio. Clients are able to go through the credit application process end-to-end, including ID verification and KYC/AML processes, and receive a decision on their credit line quickly. All information shared through the app is encrypted and secure. Clients may be required to identify themselves and provide documentation to complete the credit application process. This could include being asked to scan an identity document, undertake a facial recognition check and provide evidence relating to their investment portfolio. All communication in regard to the credit application and ongoing updates are sent to the client via the app

About

Central Trust

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The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You won’t be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.

Screenshots

P1 Lombard Loan4 screens
Central Trust4 screens

Verdict

The call

The clearest difference is update cadence: P1 Lombard Loan at every 2 months against Central Trust's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

P1 Lombard Loan ships an update every 2 months, Central Trust every 4 months. The most recent releases landed on September 15, 2026 and September 8, 2026 respectively.

Scorecard1 real difference Β· 5 level
P1 Lombard Loan versus Central Trust: the parameters behind the verdict, then further details
ParameterP1 Lombard LoanCentral Trust
PriceFreeFree
Update frequencyEvery 2 months β€” betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.616.6
Further details β€” not scored
Size47 MB47 MB
Age rating4+4+
DeveloperFirenze GroupCentral Trust

In-app purchases

None

P1 Lombard Loan

No in-app purchases

None

Central Trust

No in-app purchases

Questions

Is P1 Lombard Loan free?
P1 Lombard Loan is free to download, with no in-app purchases.
Is Central Trust free?
Central Trust is free to download, with no in-app purchases.
Do P1 Lombard Loan or Central Trust have ads?
Neither P1 Lombard Loan nor Central Trust shows ads.
Which is updated more often, P1 Lombard Loan or Central Trust?
P1 Lombard Loan ships an update every 2 months, and Central Trust every 4 months. Most recently, P1 Lombard Loan was updated on September 15, 2026 and Central Trust on September 8, 2026.

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