M vs Absa Next
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
This mobile banking app offers a secure and convenient way for customers to manage their finances. It allows users to access accounts, send money, withdraw cash, transfer funds, and purchase airtime. Additionally, it provides access to instant loans and a channel to repay Sacco loans, along with viewing bank statements and loan viability.
- Account access
- Money transfers
- Cash withdrawal
- Airtime purchase
- Instant loans
- Loan repayment
- View bank statements
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Stima Sacco Mobile Banking Application The Stima Sacco Mobile Banking app for Kenya’s Stima Sacco customers.It is your Mobile Wallet for all your banking and financial needs. Stima Sacco Mobile Banking app provides an easy, secure, anytime and anywhere banking way to: •Access your account, send money, withdraw cash, transfer money and buy airtime •Access to M-Pawa unsecured instant loan •A channel to repay all your Sacco loans •Access channel to view all your bank statements and your mobile loan viability
Absa Next
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Absa Next Your Everyday Banking and Saving Companion Absa Next is a secure, next-generation digital banking account that brings all your financial needs together in one simple and intuitive mobile app. Designed to make money management easier, Absa Next enables you to seamlessly fund your account, link your Absa Bank account for easy access to funds, pay bills, save, access instant loans, and send or receive money anytime, anywhere. With Absa Next, you can take control of your finances directly from your smartphone while earning rewards for your everyday transactions. Eligible transactions earn Next Coins, which are automatically converted into cash and credited monthly, helping you get more value from your banking experience. What You Can Do with Absa Next • Open an account instantly using your Kenyan National ID. • Link your Absa Bank account and conveniently access your funds directly from the app. • Fund your account using linked debit or credit cards from multiple bank accounts. • Send money instantly to bank accounts through Pesalink. • Pay bills conveniently through Till Numbers, PayBill, and Pochi la Biashara. • Withdraw cash from any Absa ATM. • Send, receive, and request money easily. • Access instant loans directly from your Personal Account. • Save towards your financial goals, individually or with others through group savings. • Earn Next Coins from eligible transactions and enjoy automatic monthly cash rewards. Why Choose Absa Next? Whether you're managing daily expenses, growing your savings, accessing credit when you need it, or moving money seamlessly between your accounts and other banks, Absa Next helps you do it all in one place. Enjoy a secure, seamless, and rewarding banking experience designed around your lifestyle. Download Absa Next Today and Make Your Money Moves Requirements • A valid Kenyan National Identification Document (ID). • Kenyan passports are currently not supported for account registration.
Screenshots
Verdict
The clearest difference is update cadence: Absa Next at every 4 weeks against M's every 2 months. M's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 2 months, Absa Next every 4 weeks. The most recent releases landed on October 3, 2026 and October 19, 2026 respectively.
| Parameter | M | Absa Next |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 153 MB | 77 MB |
| Age rating | 4+ | 17+ |
| Developer | STIMA SAVINGS AND CREDIT CO-OPERATIVE SOCIETY | Absa Bank Limited |
In-app purchases
M
No in-app purchases
Absa Next
No in-app purchases








