Comparison

M vs Absa Next

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M

This mobile banking app offers a secure and convenient way for customers to manage their finances. It allows users to access accounts, send money, withdraw cash, transfer funds, and purchase airtime. Additionally, it provides access to instant loans and a channel to repay Sacco loans, along with viewing bank statements and loan viability.

Highlights
  • Account access
  • Money transfers
  • Cash withdrawal
  • Airtime purchase
  • Instant loans
  • Loan repayment
  • View bank statements
Features
Read full description

Stima Sacco Mobile Banking Application The Stima Sacco Mobile Banking app for Kenya’s Stima Sacco customers.It is your Mobile Wallet for all your banking and financial needs. Stima Sacco Mobile Banking app provides an easy, secure, anytime and anywhere banking way to: •Access your account, send money, withdraw cash, transfer money and buy airtime •Access to M-Pawa unsecured instant loan •A channel to repay all your Sacco loans •Access channel to view all your bank statements and your mobile loan viability

About

Absa Next

Features
Read full description

Absa Next Your Everyday Banking and Saving Companion Absa Next is a secure, next-generation digital banking account that brings all your financial needs together in one simple and intuitive mobile app. Designed to make money management easier, Absa Next enables you to seamlessly fund your account, link your Absa Bank account for easy access to funds, pay bills, save, access instant loans, and send or receive money anytime, anywhere. With Absa Next, you can take control of your finances directly from your smartphone while earning rewards for your everyday transactions. Eligible transactions earn Next Coins, which are automatically converted into cash and credited monthly, helping you get more value from your banking experience. What You Can Do with Absa Next • Open an account instantly using your Kenyan National ID. • Link your Absa Bank account and conveniently access your funds directly from the app. • Fund your account using linked debit or credit cards from multiple bank accounts. • Send money instantly to bank accounts through Pesalink. • Pay bills conveniently through Till Numbers, PayBill, and Pochi la Biashara. • Withdraw cash from any Absa ATM. • Send, receive, and request money easily. • Access instant loans directly from your Personal Account. • Save towards your financial goals, individually or with others through group savings. • Earn Next Coins from eligible transactions and enjoy automatic monthly cash rewards. Why Choose Absa Next? Whether you're managing daily expenses, growing your savings, accessing credit when you need it, or moving money seamlessly between your accounts and other banks, Absa Next helps you do it all in one place. Enjoy a secure, seamless, and rewarding banking experience designed around your lifestyle. Download Absa Next Today and Make Your Money Moves Requirements • A valid Kenyan National Identification Document (ID). • Kenyan passports are currently not supported for account registration.

Screenshots

M4 screens
Absa Next4 screens

Verdict

The call

The clearest difference is update cadence: Absa Next at every 4 weeks against M's every 2 months. M's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

M ships an update every 2 months, Absa Next every 4 weeks. The most recent releases landed on October 3, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
M versus Absa Next: the parameters behind the verdict, then further details
ParameterMAbsa Next
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.5
Further details — not scored
Size153 MB77 MB
Age rating4+17+
DeveloperSTIMA SAVINGS AND CREDIT CO-OPERATIVE SOCIETYAbsa Bank Limited

In-app purchases

None

M

No in-app purchases

None

Absa Next

No in-app purchases

Questions

Is M free?
M is free to download, with no in-app purchases.
Is Absa Next free?
Absa Next is free to download, with no in-app purchases.
Do M or Absa Next have ads?
Neither M nor Absa Next shows ads.
Which is updated more often, M or Absa Next?
M ships an update every 2 months, and Absa Next every 4 weeks. Most recently, M was updated on October 3, 2026 and Absa Next on October 19, 2026.

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