KCB iBank vs M
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KCB iBank
Access your banking needs online, including checking balances, viewing statements, and making various types of transfers. Manage your finances conveniently from your internet-connected device.
- View account balances
- Access account statements
- Make payments
- Transfer funds locally
- International bank transfers
- Mobile wallet transfers
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KCB iBank is an online banking solution that allows customers to access all their banking needs through internet including viewing account balances, statements, making payments and transfer funds to accounts within the bank, other local banks, mobile wallets as well as international bank transfers.
M
This mobile banking app offers a secure and convenient way for customers to manage their finances. It allows users to access accounts, send money, withdraw cash, transfer funds, and purchase airtime. Additionally, it provides access to instant loans and a channel to repay Sacco loans, along with viewing bank statements and loan viability.
- Account access
- Money transfers
- Cash withdrawal
- Airtime purchase
- Instant loans
- Loan repayment
- View bank statements
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Stima Sacco Mobile Banking Application The Stima Sacco Mobile Banking app for Kenya’s Stima Sacco customers.It is your Mobile Wallet for all your banking and financial needs. Stima Sacco Mobile Banking app provides an easy, secure, anytime and anywhere banking way to: •Access your account, send money, withdraw cash, transfer money and buy airtime •Access to M-Pawa unsecured instant loan •A channel to repay all your Sacco loans •Access channel to view all your bank statements and your mobile loan viability
Screenshots
Verdict
The clearest difference is rating: M at 4.0 against KCB iBank's 2.5. M also leads on iOS requirement (12.0 vs 14.0). KCB iBank's advantage is review sentiment (22% vs 0%) and ratings volume (22 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: KCB iBank has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 22% of KCB iBank's written reviews are positive against 0% of M's, so the app with the better star average is not the one people write more warmly about.
KCB iBank ships an update every 3 months, M every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | KCB iBank | M |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (22 ratings) | 4.0 (2 ratings) — better |
| Positive reviews | 22.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 22 — better | 2 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 26 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | KCB Kenya | STIMA SAVINGS AND CREDIT CO-OPERATIVE SOCIETY |
Customer experience
KCB iBank
M
In-app purchases
KCB iBank
No in-app purchases
M
No in-app purchases
