401GO vs Asset Recovery
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
401GO
Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.
- View account balance and gains/losses
- Review and adjust investment allocations
- Generate savings projections
- Change contribution deferral amounts
- Receive personalized investment recommendations
- Add/remove beneficiaries
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Our mobile app puts the GO in 401GO by placing simple, secure and convenient management of the full 401(k) retirement savings lifecycle in your pocket -- from set-up to withdrawal and everything in between, including: * View your retirement account balance and total gains or (hopefully not) losses. * Review and adjust investment allocations from a single, consolidated page. * Generate detailed savings projections based on such variables as your current age, expected retirement age, income, contribution amount and anticipated investment returns. * Change your per-paycheck deferral amount, informed by estimates showing the effect of potential changes and how adjustments will impact future balances. * Get personalized recommendations, powered by a registered investment advisor, based on your unique goals, stage of life and risk appetite. * Add or remove beneficiaries and adjust their benefit share. This is an effective way to show your children which is your favorite at any one moment. You're going to love the feeling that comes from being in control of this portion of your financial future. NOTE: This app is only usable by existing participants in a 401(k) plan by 401GO. If you want to improve your retirement savings experience, encourage your employer to learn more at 401go.com.
Asset Recovery
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Track down forgotten 401(k)s, old pensions, and lost retirement accounts! When you change jobs, it is easy to lose track of older 401(k), 403(b), or pension benefits left with a former employer. Asset Recovery: Lost 401k is a private, calm, and trustworthy mobile guide built to help you navigate official government search tools in plain language. We are a private company not affiliated with or endorsed by the Department of Labor, the PBGC, or any government agency. WHAT YOU CAN FIND - Lost 401(k) accounts from former employers you may have left behind - Old 403(b) plans from previous nonprofit, school, or government jobs - Abandoned retirement plans tracked through official government databases - Unclaimed pension benefits from bankrupt companies via PBGC lookup - Small-balance accounts — IRA rollovers, cash-outs, or unclaimed property (SECURE 2.0: $7,000 threshold for many plans as of 2024) WHY LOST 401K - Job-Focused Intake – Enter your former employer name and years worked. - Three Official Databases – Access the DOL Retirement Savings Lost and Found, DOL Abandoned Plan Search, and PBGC Unclaimed Pensions. - Education Without Jargon – Learn lost-plan basics, SECURE 2.0 small-balance rules, and tips for former employers. - Search Prep – Know what documents to bring, time estimates, and what to expect before government sites open. - How to Claim – Follow step-by-step guidance to contact HR, locate the plan administrator, and complete rollover paperwork. - Log Your Progress – Safely record your outcomes, estimated amounts, and custom notes locally in My Activity. - Smart Reminders – Set automated alerts to search again when companies merge or official employer records update. - Find More Money – Cross-check with Tax Refund for missing IRS credits and use the master Cash Audit checklist. HOW IT WORKS 1. Tap Get Started and enter your former employer name, years employed, and an optional name. 2. Read your custom Search Prep screen to know exactly what documents you need to gather. 3. Open the official DOL or PBGC government database link that matches your situation. 4. Run your search safely on the official site (SSN may be required there, never in our app) and log your result. PERFECT FOR - Job changers who have moved between companies and left retirement accounts behind. - Workers from decades ago who remember the employer but not the specific plan details. - Nonprofit and government employees with historical 403(b) or pension benefits. - Anyone looking for assets after a company merger, acquisition, or bankruptcy. - Users who want direct official links first instead of a paid "account finder" middleman. PRIVACY & TRUST We focus on clarity and trust, not hype. Asset Recovery: Lost 401k is free to download and use. We do not collect your SSN, access your accounts, or manage your funds. We are not financial advisors, brokers, or plan administrators. Optional affiliate links to third-party services like Capitalize or Empower are included for your convenience, but you are never required to use them. All official government tools are completely free to use. LEGAL Terms of Use (EULA): https://calm-aura.github.io/tos_and_privacy/asset-recovery/terms-of-service.html Privacy Policy: https://calm-aura.github.io/tos_and_privacy/asset-recovery/privacy-policy.html DISCLAIMER: We are not affiliated with or endorsed by the Department of Labor (DOL) or the Pension Benefit Guaranty Corporation (PBGC). Content is for general informational purposes only and is not financial, investment, tax, or legal advice. Consult a qualified financial advisor, tax professional, or your specific plan administrator before making rollover, withdrawal, or investment decisions. Account location and benefit eligibility depend strictly on official plan records, employers, and applicable law—results vary. Always verify current rules on official government websites.
Screenshots
Verdict
The clearest difference is ads: 401GO at none against Asset Recovery's shown. Asset Recovery's advantage is update cadence (weekly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
401GO ships an update every 2 months, Asset Recovery weekly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | 401GO | Asset Recovery |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (16 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 47 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | RetireGO, LLC | Calming Aura Studios LLC |
In-app purchases
401GO
No in-app purchases
Asset Recovery
No in-app purchases









