Comparison

SimpliBudget vs Money Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpliBudget

Effortlessly track expenses, set budgets, and understand your spending habits. This app prioritizes simplicity and privacy, keeping your financial data offline and secure on your device.

Highlights
  • Expense tracking
  • Budget setting
  • Spending analysis
  • Offline functionality
  • Data privacy
  • CSV export (Pro)
  • Backup and restore (Pro)
Read full description

Track every expense in seconds. No account, no cloud, no ads. Your data stays on your device. SimpliBudget is the budget app for people who don't want a budget app. Open it, type the amount, tap a category, done. FAST TRACKING Log an expense the moment it happens. Big number pad, one tap per category, nothing in your way. SEE WHERE YOUR MONEY GOES Set a monthly budget and watch the progress bar fill up. The dashboard chart shows your top categories, and the monthly overview lists every expense. 100% PRIVATE No sign-up, no syncing, no tracking. Your financial data never leaves your phone. GO PRO • Unlimited categories • Export to CSV • Back up and restore to any location you choose Simple budgeting, finally. Download SimpliBudget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/ Privacy Policy: https://simpli-budget.com/pages/privacy.html

About

Money Tracker

Manage your money effortlessly with this intuitive finance app. It offers AI-powered receipt scanning, smart budgeting with alerts, and visual spending reports. Track expenses, plan budgets, and gain insights into your financial habits with iCloud sync and multi-currency support.

Highlights
  • AI receipt scanning
  • Quick expense & income tracking
  • Smart budget management with alerts
  • Visual reports & spending insights
  • Home screen widgets
  • iCloud sync
  • Multiple wallets & currencies
Features
Read full description

Take control of your finances with Money Tracker — the simple, beautiful way to manage your money. KEY FEATURES • Scan receipts with on-device AI: the amount, store and items are filled in for you • Quick expense & income tracking • Smart budget management with alerts • Visual reports & spending insights • Home screen widgets for instant access • iCloud sync across all your devices • 19 languages supported • Multiple wallets & currencies • Category customization • No ads, privacy-focused PERFECT FOR • Daily expense tracking • Monthly budget planning • Understanding spending habits Download free today and start your financial journey!

Screenshots

SimpliBudget3 screens
Money Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Money Tracker at every 9 days against SimpliBudget's every 4 months. SimpliBudget's advantage is iOS requirement (15.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimpliBudget sells 2 in-app purchases, starting at $2.99 per year and Money Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpliBudget ships an update every 4 months, Money Tracker every 9 days. The most recent releases landed on November 4, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 8 level
SimpliBudget versus Money Tracker: the parameters behind the verdict, then further details
ParameterSimpliBudgetMoney Tracker
PriceFreeFree
Rating—5.0 (8 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—8 — better
Update frequencyEvery 4 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size33 MB9 MB
Age rating4+4+
DeveloperJan Ole WellnitzLe Duc Hung

Customer experience

SimpliBudget

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Money Tracker

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SimpliBudget

Subscriptions1
  • Subscription (Annual)7 Days trial$2.991 Year
One-time1
  • Lifetime$4.99
1 purchases

Money Tracker

One-time1
  • Unlock Full Version (Lifetime)$4.99

Questions

Is SimpliBudget free?
SimpliBudget is free to download, with in-app purchases available.
Is Money Tracker free?
Money Tracker is free to download, with in-app purchases available.
Do SimpliBudget or Money Tracker have ads?
Neither SimpliBudget nor Money Tracker shows ads.
Which is updated more often, SimpliBudget or Money Tracker?
SimpliBudget ships an update every 4 months, and Money Tracker every 9 days. Most recently, SimpliBudget was updated on November 4, 2026 and Money Tracker on November 9, 2026.

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