Comparison

BuyNow by KIB vs رقيم Raq3m

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BuyNow by KIB

Shop and finance purchases with 0% profit financing, exclusive deals, and a wide range of products and services. Flexible financing options are available for KIB customers and non-customers alike, with no salary transfer required.

Highlights
  • 0% profit financing
  • Exclusive deals and offers
  • Flexible financing options
  • Wide range of product categories
  • No salary transfer required
  • Islamic banking principles
Features
Read full description

Shop and finance effortlessly with KIB Postpay. Enjoy 0% profit financing, exclusive deals, and shop for everything you need, all in one place. No salary transfer required. Why BuyNow Is Your Ideal Choice: A unique shopping application that’s reliable, secure and brings together a wide range of products and services for your convenience. Finance your purchases at 0% profit. You can buy what you need now without worrying about extra costs later. Flexible financing starting from as low as KD300 and up to KD25,000, paid over 3 months and up to 60 months. Shopping through KIB Postpay adheres to Islamic banking principles. Find everything you need across all categories in one place: Auto, Medical, Education, Furniture, Electronics, Gaming and our exclusive KIB store Whether you are a KIB customer or not, BuyNow is for you. No need to transfer your salary to enjoy our services. Compare prices easily and choose products or services without the hassle of visiting multiple websites or locations. Access special offers and exclusive bundles available only to BuyNow users from more than 100 brands. Real-time tracking for all your financing applications Download BuyNow now!

About

رقيم Raq3m

Features
Read full description

رقيم تطبيق عربي يساعدك على متابعة مصروفاتك ودخلك ومصاريف مشاريعك بطريقة سهلة وواضحة. يمكنك إضافة العملية بالكتابة أو بالصوت، ثم مراجعة الصيغة قبل الحفظ حتى تتأكد من المبلغ والنوع والملاحظة. بعد ذلك تظهر العملية في كشف مرتب يساعدك على فهم دخلك، مصروفك، الصافي، ومعدل الادخار. أهم ما يقدمه رقيم: - تسجيل الدخل والمصروف بالصوت أو الكتابة. - مراجعة العملية قبل الحفظ. - متابعة الميزانية حسب الفترة التي تختارها. - تحديد بداية الشهر المالي حسب راتبك. - إضافة دخل ثابت أو مصروف ثابت أو قسط. - إدارة مشاريعك ومصاريفها بشكل مستقل. - مشاركة مشروع محدد بصلاحية مشاهد أو محرر. - تصدير التقارير بصيغ Excel و PDF. - تغيير العملة الرئيسية من الإعدادات. - حذف الحساب والبيانات من داخل التطبيق. رقيم لا يقدم استشارات مالية أو خدمات مصرفية. هو أداة تنظيم تساعدك على فهم أرقامك بناءً على البيانات التي تدخلها بنفسك. رقيم - خل أرقامك أوضح.

Screenshots

BuyNow by KIB4 screens
رقيم Raq3m4 screens

Verdict

The call

The clearest difference is update cadence: رقيم Raq3m at weekly against BuyNow by KIB's monthly. BuyNow by KIB's advantage is iOS requirement (13.5 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BuyNow by KIB ships an update monthly, رقيم Raq3m weekly. The most recent releases landed on October 27, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 7 level
BuyNow by KIB versus رقيم Raq3m: the parameters behind the verdict, then further details
ParameterBuyNow by KIBرقيم Raq3m
PriceFreeFree
Rating4.7 (188 ratings) — better—
Number of ratings188 — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.5 — better15.0
Further details — not scored
Size202 MB16 MB
Age rating17+4+
DeveloperKuwait International Bankbader alshammari

In-app purchases

None

BuyNow by KIB

No in-app purchases

None

رقيم Raq3m

No in-app purchases

Questions

Is BuyNow by KIB free?
BuyNow by KIB is free to download, with no in-app purchases.
Is رقيم Raq3m free?
رقيم Raq3m is free to download, with no in-app purchases.
Do BuyNow by KIB or رقيم Raq3m have ads?
Neither BuyNow by KIB nor رقيم Raq3m shows ads.
Which is updated more often, BuyNow by KIB or رقيم Raq3m?
BuyNow by KIB ships an update monthly, and رقيم Raq3m weekly. Most recently, BuyNow by KIB was updated on October 27, 2026 and رقيم Raq3m on October 9, 2026.

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