businessONLINE X vs HAL Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
businessONLINE X
Manage your business finances conveniently from your mobile device. This app offers enhanced features for efficient transaction control, including secure biometric login, a simplified dashboard, and quick payment options. Handle multiple payment approvals and access instant banking services anytime, anywhere.
- Biometric login
- Simplified dashboard
- Quick and easy payments
- Multiple payment approvals
- Instant banking services
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businessONLINE X is Emirates NBD’s new mobile banking app designed to empower businesses to manage their finances on-the-go with unparalleled ease and efficiency. Stay in control of your finances with ease and confidence, no matter where your business takes you. With an array of enhanced features and improved performance, our app puts you in control of your business transactions like never before. • Seamless security at your fingertips with biometric login. • Improved efficiency with a simplified dashboard. • Smoother business operations with quick and easy payments. • Multiple payment approvals with the click of a button. • Instant Banking Services anytime, anywhere. To get started, simply download the app and login with your existing businessONLINE credentials.
HAL Pay
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Your Children's School Fee Payments Made Easy. https://www.youtube.com/watch?v=U_o9m-Ps7QI
Screenshots
Verdict
The clearest difference is iOS requirement: businessONLINE X at 13.0 against HAL Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
businessONLINE X ships an update every 3 weeks, HAL Pay fortnightly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | businessONLINE X | HAL Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (35 ratings) — better | — |
| Positive reviews | 14.0% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 78 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | Emirates NBD Bank P.J.S.C | HALSIMPLIFY SOLUTIONS PRIVATE LIMITED |
Bugs and requests
businessONLINE X
Reported bugs
4 issues- Login credentials not working
- Beneficiary account name validation issues
- Payments not going through due to app errors
- App getting stuck on loading screens
Requested features
4 requests- Support for multiple accounts with easy switching
- Improved stability and reliability
- Faster load times and smoother performance
- More user-friendly and intuitive interface design
HAL Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
businessONLINE X
No in-app purchases
HAL Pay
No in-app purchases









