Comparison

businessONLINE X vs HAL Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

businessONLINE X

Manage your business finances conveniently from your mobile device. This app offers enhanced features for efficient transaction control, including secure biometric login, a simplified dashboard, and quick payment options. Handle multiple payment approvals and access instant banking services anytime, anywhere.

Highlights
  • Biometric login
  • Simplified dashboard
  • Quick and easy payments
  • Multiple payment approvals
  • Instant banking services
Features
Read full description

businessONLINE X is Emirates NBD’s new mobile banking app designed to empower businesses to manage their finances on-the-go with unparalleled ease and efficiency. Stay in control of your finances with ease and confidence, no matter where your business takes you. With an array of enhanced features and improved performance, our app puts you in control of your business transactions like never before. • Seamless security at your fingertips with biometric login. • Improved efficiency with a simplified dashboard. • Smoother business operations with quick and easy payments. • Multiple payment approvals with the click of a button. • Instant Banking Services anytime, anywhere. To get started, simply download the app and login with your existing businessONLINE credentials.

About

HAL Pay

Features
Read full description

Your Children's School Fee Payments Made Easy. https://www.youtube.com/watch?v=U_o9m-Ps7QI

Screenshots

businessONLINE X4 screens
HAL Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: businessONLINE X at 13.0 against HAL Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

businessONLINE X ships an update every 3 weeks, HAL Pay fortnightly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
businessONLINE X versus HAL Pay: the parameters behind the verdict, then further details
ParameterbusinessONLINE XHAL Pay
PriceFreeFree
Rating2.4 (35 ratings) — better—
Positive reviews14.0% of reviews—
Number of ratings35 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size78 MB40 MB
Age rating17+4+
DeveloperEmirates NBD Bank P.J.S.CHALSIMPLIFY SOLUTIONS PRIVATE LIMITED

Bugs and requests

businessONLINE X

Reported bugs

4 issues
  • Login credentials not working
  • Beneficiary account name validation issues
  • Payments not going through due to app errors
  • App getting stuck on loading screens

Requested features

4 requests
  • Support for multiple accounts with easy switching
  • Improved stability and reliability
  • Faster load times and smoother performance
  • More user-friendly and intuitive interface design

HAL Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

businessONLINE X

No in-app purchases

None

HAL Pay

No in-app purchases

Questions

Is businessONLINE X free?
businessONLINE X is free to download, with no in-app purchases.
Is HAL Pay free?
HAL Pay is free to download, with no in-app purchases.
Do businessONLINE X or HAL Pay have ads?
Neither businessONLINE X nor HAL Pay shows ads.
Which is updated more often, businessONLINE X or HAL Pay?
businessONLINE X ships an update every 3 weeks, and HAL Pay fortnightly. Most recently, businessONLINE X was updated on October 24, 2026 and HAL Pay on October 15, 2026.

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